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At today's rate and a 90% mortgage, the deposit on this unit is about HK$768K, with repayments around HK$33,512/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$768K · loan HK$6.91M · min. income ≈ HK$67,024/mo (50% DSR)
Upfront cash ≈ HK$999K (deposit + AVD stamp duty HK$230,488 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Lai Chi Kok Station.
Family-friendly — 72 schools within a 1 km walk.
Everyday convenience — 94 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 56 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 32/F
- Flat
- B
- Saleable Area
- 441 Saleable ft²
- Gross Area
- 624 ft²
- Efficiency
- 71%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-10-10 | HK$6.08M | −30.1% 3.2y · −9.0%/yr |
| 2021-08-09 | HK$8.70M | +2.6% 3.0y · 1.0%/yr |
| 2018-08-08 | HK$8.48M | +57.0% 3.9y · 14.0%/yr |
| 2014-09-10 | HK$5.40M | +116.0% |
| 2007-11-29 | HK$2.50M | +44.5% |
| 2003-11-12 | HK$1.73M | — |