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At today's rate and a 90% mortgage, the deposit on this unit is about HK$396K, with repayments around HK$17,277/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$396K · loan HK$3.56M · min. income ≈ HK$34,554/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Nam Cheong Station Station.
Family-friendly — 65 schools within a 1 km walk.
Everyday convenience — 66 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 54 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- D
- Saleable Area
- 264 Saleable ft²
- Gross Area
- 406 ft²
- Efficiency
- 65%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-05-26 | HK$4.71M | +18.3% 3.9y · 5.0%/yr |
| 2017-06-12 | HK$3.98M | +80.9% 5.2y · 16.0%/yr |
| 2012-03-15 | HK$2.20M | +27.2% |
| 2010-04-28 | HK$1.73M | +8.1% |
| 2009-11-20 | HK$1.60M | −16.2% |
| 2008-05-07 | HK$1.91M | — |