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At today's rate and a 90% mortgage, the deposit on this unit is about HK$406K, with repayments around HK$17,707/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$406K · loan HK$3.65M · min. income ≈ HK$35,414/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$11,992 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Nam Cheong Station Station.
Family-friendly — 65 schools within a 1 km walk.
Everyday convenience — 66 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 54 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- E
- Saleable Area
- 271 Saleable ft²
- Gross Area
- 413 ft²
- Efficiency
- 66%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-07-25 | HK$4.86M | +2.3% 3.2y · 1.0%/yr |
| 2019-05-03 | HK$4.75M | +22.4% 3.9y · 6.0%/yr |
| 2015-06-26 | HK$3.88M | +44.8% |
| 2012-11-06 | HK$2.68M | +35.4% |
| 2010-12-03 | HK$1.98M | +4.8% |
| 2008-04-16 | HK$1.89M | — |