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At today's rate and a 90% mortgage, the deposit on this unit is about HK$848K, with repayments around HK$36,967/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$848K · loan HK$7.63M · min. income ≈ HK$73,934/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,256 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Lai Chi Kok Station.
Family-friendly — 61 schools within a 1 km walk.
Everyday convenience — 85 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 51 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- F
- Saleable Area
- 523 Saleable ft²
- Gross Area
- 689 ft²
- Efficiency
- 76%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-05-07 | HK$7.94M | −16.9% 4.9y · −3.0%/yr |
| 2019-06-21 | HK$9.55M | +167.5% 9.4y · 18.0%/yr |
| 2010-01-25 | HK$3.57M | +6.9% |
| 2008-08-21 | HK$3.34M | +1.2% |
| 2008-04-03 | HK$3.30M | +32.0% |
| 2004-10-02 | HK$2.50M | +26.3% |
| 2002-05-10 | HK$1.98M | — |