▼ 0.50% · 3.625%
HK$19,957
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$20,578
−HK$631/mo
Today · 4.125%
HK$21,209
baseline
▲ 0.50% · 4.625%
HK$22,499
+HK$1,290/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$42,418/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,202
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$22,798
−HK$604/mo
Today · 4.125%
HK$23,402
baseline
▲ 0.50% · 4.625%
HK$24,636
+HK$1,234/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$46,804/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,953
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$22,636
−HK$694/mo
Today · 4.125%
HK$23,330
baseline
▲ 0.50% · 4.625%
HK$24,749
+HK$1,419/mo
Deposit HK$3.94M · loan HK$4.81M · min. income ≈ HK$46,660/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,423
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$25,078
−HK$664/mo
Today · 4.125%
HK$25,742
baseline
▲ 0.50% · 4.625%
HK$27,099
+HK$1,357/mo
Deposit HK$3.94M · loan HK$4.81M · min. income ≈ HK$51,484/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,949
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,694
−HK$757/mo
Today · 4.125%
HK$25,451
baseline
▲ 0.50% · 4.625%
HK$26,999
+HK$1,548/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$50,902/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,643
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,358
−HK$724/mo
Today · 4.125%
HK$28,082
baseline
▲ 0.50% · 4.625%
HK$29,563
+HK$1,481/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$56,164/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,945
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$26,752
−HK$820/mo
Today · 4.125%
HK$27,572
baseline
▲ 0.50% · 4.625%
HK$29,249
+HK$1,677/mo
Deposit HK$3.06M · loan HK$5.69M · min. income ≈ HK$55,144/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,863
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,637
−HK$786/mo
Today · 4.125%
HK$30,423
baseline
▲ 0.50% · 4.625%
HK$32,026
+HK$1,603/mo
Deposit HK$3.06M · loan HK$5.69M · min. income ≈ HK$60,846/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,940
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,810
−HK$883/mo
Today · 4.125%
HK$29,693
baseline
▲ 0.50% · 4.625%
HK$31,499
+HK$1,806/mo
Deposit HK$2.63M · loan HK$6.13M · min. income ≈ HK$59,386/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,083
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,917
−HK$846/mo
Today · 4.125%
HK$32,763
baseline
▲ 0.50% · 4.625%
HK$34,490
+HK$1,727/mo
Deposit HK$2.63M · loan HK$6.13M · min. income ≈ HK$65,526/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,936
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$30,867
−HK$946/mo
Today · 4.125%
HK$31,813
baseline
▲ 0.50% · 4.625%
HK$33,749
+HK$1,936/mo
Deposit HK$2.19M · loan HK$6.56M · min. income ≈ HK$63,626/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,304
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,197
−HK$906/mo
Today · 4.125%
HK$35,103
baseline
▲ 0.50% · 4.625%
HK$36,953
+HK$1,850/mo
Deposit HK$2.19M · loan HK$6.56M · min. income ≈ HK$70,206/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,932
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,925
−HK$1,009/mo
Today · 4.125%
HK$33,934
baseline
▲ 0.50% · 4.625%
HK$35,999
+HK$2,065/mo
Deposit HK$1.75M · loan HK$7.00M · min. income ≈ HK$67,868/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,524
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,477
−HK$966/mo
Today · 4.125%
HK$37,443
baseline
▲ 0.50% · 4.625%
HK$39,417
+HK$1,974/mo
Deposit HK$1.75M · loan HK$7.00M · min. income ≈ HK$74,886/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,928
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,983
−HK$1,072/mo
Today · 4.125%
HK$36,055
baseline
▲ 0.50% · 4.625%
HK$38,249
+HK$2,194/mo
Deposit HK$1.31M · loan HK$7.44M · min. income ≈ HK$72,110/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,744
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$38,756
−HK$1,027/mo
Today · 4.125%
HK$39,783
baseline
▲ 0.50% · 4.625%
HK$41,880
+HK$2,097/mo
Deposit HK$1.31M · loan HK$7.44M · min. income ≈ HK$79,566/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,923
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,041
−HK$1,135/mo
Today · 4.125%
HK$38,176
baseline
▲ 0.50% · 4.625%
HK$40,499
+HK$2,323/mo
Deposit HK$875K · loan HK$7.88M · min. income ≈ HK$76,352/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,964
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$41,036
−HK$1,088/mo
Today · 4.125%
HK$42,124
baseline
▲ 0.50% · 4.625%
HK$44,344
+HK$2,220/mo
Deposit HK$875K · loan HK$7.88M · min. income ≈ HK$84,248/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,569 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).