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At today's rate and a 90% mortgage, the deposit on this unit is about HK$903K, with repayments around HK$39,375/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$903K · loan HK$8.12M · min. income ≈ HK$78,750/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$272,707 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Lai Chi Kok Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 52 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 28 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 46/F
- Flat
- G
- Saleable Area
- 501 Saleable ft²
- Gross Area
- 665 ft²
- Efficiency
- 75%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-03-28 | HK$8.00M | +0.0% 4.6y · 0.0%/yr |
| 2018-09-17 | HK$8.00M | +4.0% 1.4y · 3.0%/yr |
| 2017-04-21 | HK$7.69M | +114.8% 9.7y · 12.0%/yr |
| 2007-08-03 | HK$3.58M | — |