▼ 0.50% · 3.625%
HK$19,272
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$19,871
−HK$609/mo
Today · 4.125%
HK$20,480
baseline
▲ 0.50% · 4.625%
HK$21,727
+HK$1,247/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$40,960/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,440
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$22,015
−HK$583/mo
Today · 4.125%
HK$22,598
baseline
▲ 0.50% · 4.625%
HK$23,789
+HK$1,191/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$45,196/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,199
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$21,859
−HK$669/mo
Today · 4.125%
HK$22,528
baseline
▲ 0.50% · 4.625%
HK$23,899
+HK$1,371/mo
Deposit HK$3.80M · loan HK$4.65M · min. income ≈ HK$45,056/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,584
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$24,216
−HK$642/mo
Today · 4.125%
HK$24,858
baseline
▲ 0.50% · 4.625%
HK$26,168
+HK$1,310/mo
Deposit HK$3.80M · loan HK$4.65M · min. income ≈ HK$49,716/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,126
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$23,846
−HK$731/mo
Today · 4.125%
HK$24,577
baseline
▲ 0.50% · 4.625%
HK$26,072
+HK$1,495/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$49,154/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,728
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$26,418
−HK$700/mo
Today · 4.125%
HK$27,118
baseline
▲ 0.50% · 4.625%
HK$28,547
+HK$1,429/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$54,236/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,054
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,833
−HK$792/mo
Today · 4.125%
HK$26,625
baseline
▲ 0.50% · 4.625%
HK$28,245
+HK$1,620/mo
Deposit HK$2.96M · loan HK$5.49M · min. income ≈ HK$53,250/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,872
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,619
−HK$759/mo
Today · 4.125%
HK$29,378
baseline
▲ 0.50% · 4.625%
HK$30,926
+HK$1,548/mo
Deposit HK$2.96M · loan HK$5.49M · min. income ≈ HK$58,756/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,981
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,820
−HK$853/mo
Today · 4.125%
HK$28,673
baseline
▲ 0.50% · 4.625%
HK$30,417
+HK$1,744/mo
Deposit HK$2.54M · loan HK$5.92M · min. income ≈ HK$57,346/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,016
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,821
−HK$816/mo
Today · 4.125%
HK$31,637
baseline
▲ 0.50% · 4.625%
HK$33,305
+HK$1,668/mo
Deposit HK$2.54M · loan HK$5.92M · min. income ≈ HK$63,274/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,908
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,807
−HK$914/mo
Today · 4.125%
HK$30,721
baseline
▲ 0.50% · 4.625%
HK$32,590
+HK$1,869/mo
Deposit HK$2.11M · loan HK$6.34M · min. income ≈ HK$61,442/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,160
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,022
−HK$875/mo
Today · 4.125%
HK$33,897
baseline
▲ 0.50% · 4.625%
HK$35,684
+HK$1,787/mo
Deposit HK$2.11M · loan HK$6.34M · min. income ≈ HK$67,794/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,835
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$31,794
−HK$975/mo
Today · 4.125%
HK$32,769
baseline
▲ 0.50% · 4.625%
HK$34,763
+HK$1,994/mo
Deposit HK$1.69M · loan HK$6.76M · min. income ≈ HK$65,538/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,304
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$35,224
−HK$933/mo
Today · 4.125%
HK$36,157
baseline
▲ 0.50% · 4.625%
HK$38,063
+HK$1,906/mo
Deposit HK$1.69M · loan HK$6.76M · min. income ≈ HK$72,314/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,762
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$33,781
−HK$1,036/mo
Today · 4.125%
HK$34,817
baseline
▲ 0.50% · 4.625%
HK$36,935
+HK$2,118/mo
Deposit HK$1.27M · loan HK$7.18M · min. income ≈ HK$69,634/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,448
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$37,425
−HK$992/mo
Today · 4.125%
HK$38,417
baseline
▲ 0.50% · 4.625%
HK$40,442
+HK$2,025/mo
Deposit HK$1.27M · loan HK$7.18M · min. income ≈ HK$76,834/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,689
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$35,769
−HK$1,096/mo
Today · 4.125%
HK$36,865
baseline
▲ 0.50% · 4.625%
HK$39,108
+HK$2,243/mo
Deposit HK$845K · loan HK$7.61M · min. income ≈ HK$73,730/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,592
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,627
−HK$1,050/mo
Today · 4.125%
HK$40,677
baseline
▲ 0.50% · 4.625%
HK$42,821
+HK$2,144/mo
Deposit HK$845K · loan HK$7.61M · min. income ≈ HK$81,354/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,550 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).