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At today's rate and a 90% mortgage, the deposit on this unit is about HK$802K, with repayments around HK$34,981/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$802K · loan HK$7.22M · min. income ≈ HK$69,962/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,594 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Lai Chi Kok Station.
Family-friendly — 70 schools within a 1 km walk.
Everyday convenience — 90 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 52 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 43/F
- Flat
- G
- Saleable Area
- 449 Saleable ft²
- Gross Area
- 630 ft²
- Efficiency
- 71%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-22 | HK$7.95M | −0.4% 6.4y · 0.0%/yr |
| 2019-11-15 | HK$7.98M | +40.7% 5.3y · 8.0%/yr |
| 2014-08-20 | HK$5.67M | +36.3% |
| 2012-03-19 | HK$4.16M | +19.5% |
| 2010-08-20 | HK$3.48M | +13.0% |
| 2009-11-02 | HK$3.08M | +2.7% |
| 2004-06-02 | HK$3.00M | — |