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At today's rate and a 90% mortgage, the deposit on this unit is about HK$771K, with repayments around HK$33,630/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$771K · loan HK$6.94M · min. income ≈ HK$67,260/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,302 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Lai Chi Kok Station.
Family-friendly — 70 schools within a 1 km walk.
Everyday convenience — 90 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 52 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 25/F
- Flat
- G
- Saleable Area
- 449 Saleable ft²
- Gross Area
- 630 ft²
- Efficiency
- 71%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-24 | HK$7.41M | +17.6% 1.1y · 17.0%/yr |
| 2025-03-20 | HK$6.30M | +5.0% 8.4y · 1.0%/yr |
| 2016-10-19 | HK$6.00M | +27.7% 4.6y · 6.0%/yr |
| 2012-03-09 | HK$4.70M | +56.7% |
| 2010-01-08 | HK$3.00M | +6.4% |
| 2004-06-01 | HK$2.82M | — |