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Crescira AVM · estimated value Medium confidence
HK$22.22M
≈ HK$27,880 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.67M, with repayments around HK$75,382/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$70,934
−HK$4,448/mo
▼ 0.25% · 3.875%
HK$73,141
−HK$2,241/mo
Today · 4.125%
HK$75,382
baseline
▲ 0.50% · 4.625%
HK$79,969
+HK$4,587/mo

Deposit HK$6.67M · loan HK$15.55M · min. income ≈ HK$150,764/mo (50% DSR)

Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,350 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Nam Cheong Station
≈ 7 min walk · 536 m
Education
30
schools within 1 km (5 within 500 m)
Daily convenience
28
within 1 km (5 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
11
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Mass Transit Railway Nam Cheong Station Station.

Family-friendly — 30 schools within a 1 km walk.

Everyday convenience — 28 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 11 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
21/F
Flat
C
Saleable Area
797 Saleable ft²
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2025-05-16 HK$21.80M −12.0%
3.6y · −3.0%/yr
2021-10-06 HK$24.78M
Data sourced from Renavon.com