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Floor
1/F 1
1/F 13
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1/F 2
386 ft²
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480 ft²
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393 ft²
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386 ft²
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391 ft²
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386 ft²
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629 ft²
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391 ft²
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482 ft²
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629 ft²
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629 ft²
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391 ft²
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386 ft²
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386 ft²
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393 ft²
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386 ft²
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477 ft²
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391 ft²
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391 ft²
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391 ft²
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386 ft²
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391 ft²
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391 ft²
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391 ft²
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15/F 1
482 ft²
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391 ft²
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629 ft²
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391 ft²
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391 ft²
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391 ft²
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629 ft²
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391 ft²
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393 ft²
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393 ft²
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629 ft²
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391 ft²
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22/F 1
482 ft²
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393 ft²
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475 ft²
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391 ft²
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393 ft²
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386 ft²
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477 ft²
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391 ft²
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401 ft²
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391 ft²
25/F 1
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25/F 2
386 ft²
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26/F 1
482 ft²
26/F 10
26/F 11
480 ft²
26/F 12
391 ft²
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26/F 14
26/F 17
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27/F 1
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480 ft²
27/F 11
480 ft²
27/F 12
27/F 13
393 ft²
27/F 14
393 ft²
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27/F 18
27/F 2
27/F 3
27/F 4
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27/F 9
28/F 1
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480 ft²
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480 ft²
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29/F 17
29/F 18
29/F 2
386 ft²
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30/F 1
30/F 10
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30/F 9
31/F 1
31/F 10
31/F 11
31/F 12
31/F 13
393 ft²
31/F 14
31/F 15
31/F 16
31/F 17
31/F 18
31/F 2
386 ft²
31/F 3
31/F 4
629 ft²
31/F 5
391 ft²
31/F 6
31/F 8
31/F 9
32/F 1
32/F 10
32/F 11
32/F 12
32/F 13
32/F 14
393 ft²
32/F 16
32/F 17
Crescira AVM · estimated value
● Medium confidence
HK$4.65M
≈ HK$12,047 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 90% mortgage, the deposit on this unit is about HK$465K, with repayments around HK$20,283/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$19,086
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$19,680
−HK$603/mo
Today · 4.125%
HK$20,283
baseline
▲ 0.50% · 4.625%
HK$21,517
+HK$1,234/mo
Deposit HK$465K · loan HK$4.19M · min. income ≈ HK$40,566/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$82,503 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Mass Transit Railway Nam Cheong Station
≈ 6 min walk · 411 m
Education
47
schools within 1 km (9 within 500 m)
Daily convenience
51
within 1 km (14 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
34
parks, libraries, sports within 1 km
Excellent connectivity — about 6 min walk to Mass Transit Railway Nam Cheong Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 34 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- 2
- Saleable Area
- 386 Saleable ft²
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-19 | HK$4.56M | +73.2% |
| 2019-10-15 | HK$2.63M | — |
Other appraised units in this building
Data sourced from Renavon.com