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386 ft²
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393 ft²
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386 ft²
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391 ft²
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391 ft²
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391 ft²
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386 ft²
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386 ft²
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393 ft²
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386 ft²
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477 ft²
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391 ft²
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391 ft²
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391 ft²
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386 ft²
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391 ft²
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391 ft²
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391 ft²
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15/F 1
482 ft²
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391 ft²
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629 ft²
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391 ft²
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391 ft²
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391 ft²
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629 ft²
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391 ft²
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393 ft²
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393 ft²
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629 ft²
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391 ft²
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482 ft²
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393 ft²
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475 ft²
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391 ft²
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393 ft²
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386 ft²
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477 ft²
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391 ft²
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401 ft²
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391 ft²
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386 ft²
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482 ft²
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480 ft²
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391 ft²
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27/F 1
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480 ft²
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480 ft²
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393 ft²
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393 ft²
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480 ft²
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480 ft²
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29/F 2
386 ft²
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31/F 1
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31/F 12
31/F 13
393 ft²
31/F 14
31/F 15
31/F 16
31/F 17
31/F 18
31/F 2
386 ft²
31/F 3
31/F 4
629 ft²
31/F 5
391 ft²
31/F 6
31/F 8
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32/F 1
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32/F 11
32/F 12
32/F 13
32/F 14
393 ft²
32/F 16
32/F 17
Crescira AVM · estimated value
● Medium confidence
HK$7.84M
≈ HK$12,463 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 90% mortgage, the deposit on this unit is about HK$784K, with repayments around HK$34,193/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$32,175
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$33,176
−HK$1,017/mo
Today · 4.125%
HK$34,193
baseline
▲ 0.50% · 4.625%
HK$36,273
+HK$2,080/mo
Deposit HK$784K · loan HK$7.06M · min. income ≈ HK$68,386/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,171 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Mass Transit Railway Nam Cheong Station
≈ 6 min walk · 411 m
Education
47
schools within 1 km (9 within 500 m)
Daily convenience
51
within 1 km (14 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
34
parks, libraries, sports within 1 km
Excellent connectivity — about 6 min walk to Mass Transit Railway Nam Cheong Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 34 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- 4
- Saleable Area
- 629 Saleable ft²
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-25 | HK$7.85M | +81.6% |
| 2019-08-16 | HK$4.32M | — |
Other appraised units in this building
Data sourced from Renavon.com