▼ 0.50% · 3.625%
HK$22,728
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,435
−HK$718/mo
Today · 4.125%
HK$24,153
baseline
▲ 0.50% · 4.625%
HK$25,623
+HK$1,470/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$48,306/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$366,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,284
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,962
−HK$688/mo
Today · 4.125%
HK$26,650
baseline
▲ 0.50% · 4.625%
HK$28,055
+HK$1,405/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$53,300/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$366,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,001
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$25,778
−HK$790/mo
Today · 4.125%
HK$26,568
baseline
▲ 0.50% · 4.625%
HK$28,185
+HK$1,617/mo
Deposit HK$4.49M · loan HK$5.48M · min. income ≈ HK$53,136/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$366,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,813
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,559
−HK$756/mo
Today · 4.125%
HK$29,315
baseline
▲ 0.50% · 4.625%
HK$30,861
+HK$1,546/mo
Deposit HK$4.49M · loan HK$5.48M · min. income ≈ HK$58,630/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$366,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,273
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,122
−HK$862/mo
Today · 4.125%
HK$28,984
baseline
▲ 0.50% · 4.625%
HK$30,747
+HK$1,763/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$57,968/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$366,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,341
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,155
−HK$826/mo
Today · 4.125%
HK$31,981
baseline
▲ 0.50% · 4.625%
HK$33,666
+HK$1,685/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$63,962/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$366,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,546
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,465
−HK$934/mo
Today · 4.125%
HK$31,399
baseline
▲ 0.50% · 4.625%
HK$33,309
+HK$1,910/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$62,798/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$366,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,870
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,751
−HK$895/mo
Today · 4.125%
HK$34,646
baseline
▲ 0.50% · 4.625%
HK$36,472
+HK$1,826/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$69,292/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$366,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,819
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,809
−HK$1,005/mo
Today · 4.125%
HK$33,814
baseline
▲ 0.50% · 4.625%
HK$35,872
+HK$2,058/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$67,628/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$366,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,398
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,347
−HK$964/mo
Today · 4.125%
HK$37,311
baseline
▲ 0.50% · 4.625%
HK$39,277
+HK$1,966/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$74,622/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$366,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,092
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,152
−HK$1,077/mo
Today · 4.125%
HK$36,229
baseline
▲ 0.50% · 4.625%
HK$38,434
+HK$2,205/mo
Deposit HK$2.49M · loan HK$7.48M · min. income ≈ HK$72,458/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$366,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,927
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$38,944
−HK$1,032/mo
Today · 4.125%
HK$39,976
baseline
▲ 0.50% · 4.625%
HK$42,083
+HK$2,107/mo
Deposit HK$2.49M · loan HK$7.48M · min. income ≈ HK$79,952/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$366,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,364
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,496
−HK$1,149/mo
Today · 4.125%
HK$38,645
baseline
▲ 0.50% · 4.625%
HK$40,996
+HK$2,351/mo
Deposit HK$1.99M · loan HK$7.97M · min. income ≈ HK$77,290/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$366,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,455
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,540
−HK$1,101/mo
Today · 4.125%
HK$42,641
baseline
▲ 0.50% · 4.625%
HK$44,888
+HK$2,247/mo
Deposit HK$1.99M · loan HK$7.97M · min. income ≈ HK$85,282/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$366,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,637
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,839
−HK$1,221/mo
Today · 4.125%
HK$41,060
baseline
▲ 0.50% · 4.625%
HK$43,558
+HK$2,498/mo
Deposit HK$1.50M · loan HK$8.47M · min. income ≈ HK$82,120/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$366,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,983
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$44,136
−HK$1,170/mo
Today · 4.125%
HK$45,306
baseline
▲ 0.50% · 4.625%
HK$47,694
+HK$2,388/mo
Deposit HK$1.50M · loan HK$8.47M · min. income ≈ HK$90,612/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$366,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,910
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$42,182
−HK$1,293/mo
Today · 4.125%
HK$43,475
baseline
▲ 0.50% · 4.625%
HK$46,121
+HK$2,646/mo
Deposit HK$997K · loan HK$8.97M · min. income ≈ HK$86,950/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$366,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,512
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$46,732
−HK$1,239/mo
Today · 4.125%
HK$47,971
baseline
▲ 0.50% · 4.625%
HK$50,499
+HK$2,528/mo
Deposit HK$997K · loan HK$8.97M · min. income ≈ HK$95,942/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$366,719 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).