▼ 0.50% · 3.625%
HK$20,899
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,549
−HK$660/mo
Today · 4.125%
HK$22,209
baseline
▲ 0.50% · 4.625%
HK$23,561
+HK$1,352/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$44,418/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$286,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,250
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$23,873
−HK$633/mo
Today · 4.125%
HK$24,506
baseline
▲ 0.50% · 4.625%
HK$25,798
+HK$1,292/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$49,012/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$286,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,989
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$23,704
−HK$726/mo
Today · 4.125%
HK$24,430
baseline
▲ 0.50% · 4.625%
HK$25,917
+HK$1,487/mo
Deposit HK$4.12M · loan HK$5.04M · min. income ≈ HK$48,860/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$286,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,575
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$26,261
−HK$695/mo
Today · 4.125%
HK$26,956
baseline
▲ 0.50% · 4.625%
HK$28,377
+HK$1,421/mo
Deposit HK$4.12M · loan HK$5.04M · min. income ≈ HK$53,912/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$286,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,079
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,859
−HK$792/mo
Today · 4.125%
HK$26,651
baseline
▲ 0.50% · 4.625%
HK$28,273
+HK$1,622/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$53,302/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$286,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,900
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,648
−HK$759/mo
Today · 4.125%
HK$29,407
baseline
▲ 0.50% · 4.625%
HK$30,957
+HK$1,550/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$58,814/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$286,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,168
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$28,014
−HK$858/mo
Today · 4.125%
HK$28,872
baseline
▲ 0.50% · 4.625%
HK$30,629
+HK$1,757/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$57,744/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$286,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,225
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,035
−HK$823/mo
Today · 4.125%
HK$31,858
baseline
▲ 0.50% · 4.625%
HK$33,537
+HK$1,679/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$63,716/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$286,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,258
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,168
−HK$925/mo
Today · 4.125%
HK$31,093
baseline
▲ 0.50% · 4.625%
HK$32,985
+HK$1,892/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$62,186/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$286,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,550
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,423
−HK$885/mo
Today · 4.125%
HK$34,308
baseline
▲ 0.50% · 4.625%
HK$36,117
+HK$1,809/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$68,616/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$286,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,348
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,323
−HK$991/mo
Today · 4.125%
HK$33,314
baseline
▲ 0.50% · 4.625%
HK$35,341
+HK$2,027/mo
Deposit HK$2.29M · loan HK$6.87M · min. income ≈ HK$66,628/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$286,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,875
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,810
−HK$949/mo
Today · 4.125%
HK$36,759
baseline
▲ 0.50% · 4.625%
HK$38,696
+HK$1,937/mo
Deposit HK$2.29M · loan HK$6.87M · min. income ≈ HK$73,518/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$286,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,438
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$34,478
−HK$1,057/mo
Today · 4.125%
HK$35,535
baseline
▲ 0.50% · 4.625%
HK$37,697
+HK$2,162/mo
Deposit HK$1.83M · loan HK$7.33M · min. income ≈ HK$71,070/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$286,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,200
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,197
−HK$1,012/mo
Today · 4.125%
HK$39,209
baseline
▲ 0.50% · 4.625%
HK$41,276
+HK$2,067/mo
Deposit HK$1.83M · loan HK$7.33M · min. income ≈ HK$78,418/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$286,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,528
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$36,633
−HK$1,123/mo
Today · 4.125%
HK$37,756
baseline
▲ 0.50% · 4.625%
HK$40,053
+HK$2,297/mo
Deposit HK$1.37M · loan HK$7.79M · min. income ≈ HK$75,512/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$286,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,524
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,585
−HK$1,075/mo
Today · 4.125%
HK$41,660
baseline
▲ 0.50% · 4.625%
HK$43,856
+HK$2,196/mo
Deposit HK$1.37M · loan HK$7.79M · min. income ≈ HK$83,320/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$286,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,618
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$38,788
−HK$1,189/mo
Today · 4.125%
HK$39,977
baseline
▲ 0.50% · 4.625%
HK$42,409
+HK$2,432/mo
Deposit HK$917K · loan HK$8.25M · min. income ≈ HK$79,954/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$286,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,849
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$42,972
−HK$1,138/mo
Today · 4.125%
HK$44,110
baseline
▲ 0.50% · 4.625%
HK$46,436
+HK$2,326/mo
Deposit HK$917K · loan HK$8.25M · min. income ≈ HK$88,220/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$286,511 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).