▼ 0.50% · 3.625%
HK$18,279
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$18,848
−HK$578/mo
Today · 4.125%
HK$19,426
baseline
▲ 0.50% · 4.625%
HK$20,608
+HK$1,182/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$38,852/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,336
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$20,881
−HK$553/mo
Today · 4.125%
HK$21,434
baseline
▲ 0.50% · 4.625%
HK$22,564
+HK$1,130/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$42,868/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,107
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$20,733
−HK$635/mo
Today · 4.125%
HK$21,368
baseline
▲ 0.50% · 4.625%
HK$22,669
+HK$1,301/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$42,736/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,369
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$22,969
−HK$609/mo
Today · 4.125%
HK$23,578
baseline
▲ 0.50% · 4.625%
HK$24,821
+HK$1,243/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$47,156/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,935
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,618
−HK$693/mo
Today · 4.125%
HK$23,311
baseline
▲ 0.50% · 4.625%
HK$24,729
+HK$1,418/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$46,622/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,403
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$25,057
−HK$664/mo
Today · 4.125%
HK$25,721
baseline
▲ 0.50% · 4.625%
HK$27,077
+HK$1,356/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$51,442/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,763
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,503
−HK$751/mo
Today · 4.125%
HK$25,254
baseline
▲ 0.50% · 4.625%
HK$26,790
+HK$1,536/mo
Deposit HK$2.81M · loan HK$5.21M · min. income ≈ HK$50,508/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,436
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,145
−HK$720/mo
Today · 4.125%
HK$27,865
baseline
▲ 0.50% · 4.625%
HK$29,334
+HK$1,469/mo
Deposit HK$2.81M · loan HK$5.21M · min. income ≈ HK$55,730/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,591
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,387
−HK$809/mo
Today · 4.125%
HK$27,196
baseline
▲ 0.50% · 4.625%
HK$28,851
+HK$1,655/mo
Deposit HK$2.40M · loan HK$5.61M · min. income ≈ HK$54,392/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,470
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$29,234
−HK$774/mo
Today · 4.125%
HK$30,008
baseline
▲ 0.50% · 4.625%
HK$31,590
+HK$1,582/mo
Deposit HK$2.40M · loan HK$5.61M · min. income ≈ HK$60,016/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,419
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,272
−HK$867/mo
Today · 4.125%
HK$29,139
baseline
▲ 0.50% · 4.625%
HK$30,912
+HK$1,773/mo
Deposit HK$2.00M · loan HK$6.01M · min. income ≈ HK$58,278/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,504
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$31,322
−HK$830/mo
Today · 4.125%
HK$32,152
baseline
▲ 0.50% · 4.625%
HK$33,846
+HK$1,694/mo
Deposit HK$2.00M · loan HK$6.01M · min. income ≈ HK$64,304/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,247
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$30,157
−HK$924/mo
Today · 4.125%
HK$31,081
baseline
▲ 0.50% · 4.625%
HK$32,972
+HK$1,891/mo
Deposit HK$1.60M · loan HK$6.41M · min. income ≈ HK$62,162/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,537
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,410
−HK$885/mo
Today · 4.125%
HK$34,295
baseline
▲ 0.50% · 4.625%
HK$36,103
+HK$1,808/mo
Deposit HK$1.60M · loan HK$6.41M · min. income ≈ HK$68,590/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,075
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,042
−HK$982/mo
Today · 4.125%
HK$33,024
baseline
▲ 0.50% · 4.625%
HK$35,033
+HK$2,009/mo
Deposit HK$1.20M · loan HK$6.81M · min. income ≈ HK$66,048/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,571
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$35,498
−HK$941/mo
Today · 4.125%
HK$36,439
baseline
▲ 0.50% · 4.625%
HK$38,359
+HK$1,920/mo
Deposit HK$1.20M · loan HK$6.81M · min. income ≈ HK$72,878/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,903
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$33,927
−HK$1,039/mo
Today · 4.125%
HK$34,966
baseline
▲ 0.50% · 4.625%
HK$37,094
+HK$2,128/mo
Deposit HK$802K · loan HK$7.21M · min. income ≈ HK$69,932/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,604
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$37,586
−HK$996/mo
Today · 4.125%
HK$38,582
baseline
▲ 0.50% · 4.625%
HK$40,616
+HK$2,034/mo
Deposit HK$802K · loan HK$7.21M · min. income ≈ HK$77,164/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,493 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).