▼ 0.50% · 3.625%
HK$19,136
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$19,731
−HK$605/mo
Today · 4.125%
HK$20,336
baseline
▲ 0.50% · 4.625%
HK$21,573
+HK$1,237/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$40,672/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$251,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,288
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,859
−HK$579/mo
Today · 4.125%
HK$22,438
baseline
▲ 0.50% · 4.625%
HK$23,621
+HK$1,183/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$44,876/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$251,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,049
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$21,704
−HK$665/mo
Today · 4.125%
HK$22,369
baseline
▲ 0.50% · 4.625%
HK$23,730
+HK$1,361/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$44,738/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$251,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,417
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$24,045
−HK$637/mo
Today · 4.125%
HK$24,682
baseline
▲ 0.50% · 4.625%
HK$25,983
+HK$1,301/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$49,364/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$251,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,963
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$23,677
−HK$726/mo
Today · 4.125%
HK$24,403
baseline
▲ 0.50% · 4.625%
HK$25,888
+HK$1,485/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$48,806/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,546
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,231
−HK$695/mo
Today · 4.125%
HK$26,926
baseline
▲ 0.50% · 4.625%
HK$28,345
+HK$1,419/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$53,852/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,876
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,650
−HK$786/mo
Today · 4.125%
HK$26,436
baseline
▲ 0.50% · 4.625%
HK$28,045
+HK$1,609/mo
Deposit HK$2.94M · loan HK$5.45M · min. income ≈ HK$52,872/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,675
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$28,417
−HK$753/mo
Today · 4.125%
HK$29,170
baseline
▲ 0.50% · 4.625%
HK$30,707
+HK$1,537/mo
Deposit HK$2.94M · loan HK$5.45M · min. income ≈ HK$58,340/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,790
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,623
−HK$847/mo
Today · 4.125%
HK$28,470
baseline
▲ 0.50% · 4.625%
HK$30,202
+HK$1,732/mo
Deposit HK$2.52M · loan HK$5.87M · min. income ≈ HK$56,940/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,804
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,603
−HK$811/mo
Today · 4.125%
HK$31,414
baseline
▲ 0.50% · 4.625%
HK$33,070
+HK$1,656/mo
Deposit HK$2.52M · loan HK$5.87M · min. income ≈ HK$62,828/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,704
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,596
−HK$907/mo
Today · 4.125%
HK$30,503
baseline
▲ 0.50% · 4.625%
HK$32,360
+HK$1,857/mo
Deposit HK$2.10M · loan HK$6.29M · min. income ≈ HK$61,006/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,932
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$32,789
−HK$869/mo
Today · 4.125%
HK$33,658
baseline
▲ 0.50% · 4.625%
HK$35,432
+HK$1,774/mo
Deposit HK$2.10M · loan HK$6.29M · min. income ≈ HK$67,316/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,617
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,569
−HK$968/mo
Today · 4.125%
HK$32,537
baseline
▲ 0.50% · 4.625%
HK$34,517
+HK$1,980/mo
Deposit HK$1.68M · loan HK$6.71M · min. income ≈ HK$65,074/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,061
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,975
−HK$926/mo
Today · 4.125%
HK$35,901
baseline
▲ 0.50% · 4.625%
HK$37,794
+HK$1,893/mo
Deposit HK$1.68M · loan HK$6.71M · min. income ≈ HK$71,802/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,531
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,543
−HK$1,028/mo
Today · 4.125%
HK$34,571
baseline
▲ 0.50% · 4.625%
HK$36,674
+HK$2,103/mo
Deposit HK$1.26M · loan HK$7.13M · min. income ≈ HK$69,142/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,190
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$37,161
−HK$984/mo
Today · 4.125%
HK$38,145
baseline
▲ 0.50% · 4.625%
HK$40,156
+HK$2,011/mo
Deposit HK$1.26M · loan HK$7.13M · min. income ≈ HK$76,290/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,444
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$35,516
−HK$1,088/mo
Today · 4.125%
HK$36,604
baseline
▲ 0.50% · 4.625%
HK$38,831
+HK$2,227/mo
Deposit HK$839K · loan HK$7.55M · min. income ≈ HK$73,208/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,319
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,347
−HK$1,042/mo
Today · 4.125%
HK$40,389
baseline
▲ 0.50% · 4.625%
HK$42,518
+HK$2,129/mo
Deposit HK$839K · loan HK$7.55M · min. income ≈ HK$80,778/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,757 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).