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At today's rate and a 90% mortgage, the deposit on this unit is about HK$885K, with repayments around HK$38,607/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$885K · loan HK$7.97M · min. income ≈ HK$77,214/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,534 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Lai Chi Kok Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 28 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 45/F
- Flat
- B
- Saleable Area
- 501 Saleable ft²
- Gross Area
- 665 ft²
- Efficiency
- 75%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-27 | HK$8.25M | +7.4% 8.9y · 1.0%/yr |
| 2017-05-10 | HK$7.68M | +57.4% 4.9y · 12.0%/yr |
| 2012-05-30 | HK$4.88M | +25.8% |
| 2010-10-29 | HK$3.88M | +29.8% |
| 2007-08-10 | HK$2.99M | +0.0% |
| 2007-07-10 | HK$2.99M | −5.4% |
| 2004-10-27 | HK$3.16M | — |