▼ 0.50% · 3.625%
HK$19,582
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$20,192
−HK$618/mo
Today · 4.125%
HK$20,810
baseline
▲ 0.50% · 4.625%
HK$22,077
+HK$1,267/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$41,620/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,785
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$22,370
−HK$592/mo
Today · 4.125%
HK$22,962
baseline
▲ 0.50% · 4.625%
HK$24,173
+HK$1,211/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$45,924/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,541
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$22,211
−HK$681/mo
Today · 4.125%
HK$22,892
baseline
▲ 0.50% · 4.625%
HK$24,284
+HK$1,392/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$45,784/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,964
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$24,607
−HK$652/mo
Today · 4.125%
HK$25,259
baseline
▲ 0.50% · 4.625%
HK$26,590
+HK$1,331/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$50,518/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,499
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$24,230
−HK$743/mo
Today · 4.125%
HK$24,973
baseline
▲ 0.50% · 4.625%
HK$26,492
+HK$1,519/mo
Deposit HK$3.44M · loan HK$5.15M · min. income ≈ HK$49,946/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,142
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$26,843
−HK$712/mo
Today · 4.125%
HK$27,555
baseline
▲ 0.50% · 4.625%
HK$29,007
+HK$1,452/mo
Deposit HK$3.44M · loan HK$5.15M · min. income ≈ HK$55,110/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,457
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$26,249
−HK$805/mo
Today · 4.125%
HK$27,054
baseline
▲ 0.50% · 4.625%
HK$28,700
+HK$1,646/mo
Deposit HK$3.01M · loan HK$5.58M · min. income ≈ HK$54,108/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,321
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,080
−HK$771/mo
Today · 4.125%
HK$29,851
baseline
▲ 0.50% · 4.625%
HK$31,424
+HK$1,573/mo
Deposit HK$3.01M · loan HK$5.58M · min. income ≈ HK$59,702/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,415
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,268
−HK$867/mo
Today · 4.125%
HK$29,135
baseline
▲ 0.50% · 4.625%
HK$30,907
+HK$1,772/mo
Deposit HK$2.58M · loan HK$6.01M · min. income ≈ HK$58,270/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,499
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$31,317
−HK$830/mo
Today · 4.125%
HK$32,147
baseline
▲ 0.50% · 4.625%
HK$33,842
+HK$1,695/mo
Deposit HK$2.58M · loan HK$6.01M · min. income ≈ HK$64,294/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,374
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,287
−HK$929/mo
Today · 4.125%
HK$31,216
baseline
▲ 0.50% · 4.625%
HK$33,115
+HK$1,899/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$62,432/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,678
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$33,554
−HK$889/mo
Today · 4.125%
HK$34,443
baseline
▲ 0.50% · 4.625%
HK$36,259
+HK$1,816/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$68,886/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,332
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,307
−HK$990/mo
Today · 4.125%
HK$33,297
baseline
▲ 0.50% · 4.625%
HK$35,323
+HK$2,026/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$66,594/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,856
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,791
−HK$949/mo
Today · 4.125%
HK$36,740
baseline
▲ 0.50% · 4.625%
HK$38,676
+HK$1,936/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$73,480/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,290
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,326
−HK$1,052/mo
Today · 4.125%
HK$35,378
baseline
▲ 0.50% · 4.625%
HK$37,530
+HK$2,152/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$70,756/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,035
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,028
−HK$1,008/mo
Today · 4.125%
HK$39,036
baseline
▲ 0.50% · 4.625%
HK$41,094
+HK$2,058/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$78,072/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,248
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,345
−HK$1,114/mo
Today · 4.125%
HK$37,459
baseline
▲ 0.50% · 4.625%
HK$39,738
+HK$2,279/mo
Deposit HK$859K · loan HK$7.73M · min. income ≈ HK$74,918/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,214
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$40,265
−HK$1,067/mo
Today · 4.125%
HK$41,332
baseline
▲ 0.50% · 4.625%
HK$43,511
+HK$2,179/mo
Deposit HK$859K · loan HK$7.73M · min. income ≈ HK$82,664/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,636 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).