Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$320K, with repayments around HK$13,940/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$320K · loan HK$2.88M · min. income ≈ HK$27,880/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 88 schools within a 1 km walk.
Everyday convenience — 56 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 73 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- E
- Saleable Area
- 333 Saleable ft²
- Gross Area
- 437 ft²
- Efficiency
- 76%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-10-21 | HK$3.80M | +2.7% 4.6y · 1.0%/yr |
| 2018-03-16 | HK$3.70M | +46.2% 3.5y · 13.0%/yr |
| 2014-08-26 | HK$2.53M | +58.1% |
| 2011-01-28 | HK$1.60M | +23.1% |
| 2010-09-03 | HK$1.30M | +30.0% |
| 1998-12-14 | HK$1.00M | — |