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At today's rate and a 90% mortgage, the deposit on this unit is about HK$307K, with repayments around HK$13,408/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$307K · loan HK$2.77M · min. income ≈ HK$26,816/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 88 schools within a 1 km walk.
Everyday convenience — 56 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 73 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- E
- Saleable Area
- 333 Saleable ft²
- Gross Area
- 437 ft²
- Efficiency
- 76%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-17 | HK$3.18M | −21.5% 3.3y |
| 2023-02-27 | HK$4.05M | −7.1% 4.7y · −1.0%/yr |
| 2018-07-05 | HK$4.36M | +514.1% 5.6y · 20.0%/yr |
| 2005-05-26 | HK$710K | — |