▼ 0.50% · 3.625%
HK$1,810
−HK$114/mo
▼ 0.25% · 3.875%
HK$1,866
−HK$58/mo
Today · 4.125%
HK$1,924
baseline
▲ 0.50% · 4.625%
HK$2,041
+HK$117/mo
Deposit HK$397K · loan HK$397K · min. income ≈ HK$3,848/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,014
−HK$109/mo
▼ 0.25% · 3.875%
HK$2,068
−HK$55/mo
Today · 4.125%
HK$2,123
baseline
▲ 0.50% · 4.625%
HK$2,234
+HK$111/mo
Deposit HK$397K · loan HK$397K · min. income ≈ HK$4,246/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,991
−HK$125/mo
▼ 0.25% · 3.875%
HK$2,053
−HK$63/mo
Today · 4.125%
HK$2,116
baseline
▲ 0.50% · 4.625%
HK$2,245
+HK$129/mo
Deposit HK$357K · loan HK$437K · min. income ≈ HK$4,232/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,215
−HK$120/mo
▼ 0.25% · 3.875%
HK$2,275
−HK$60/mo
Today · 4.125%
HK$2,335
baseline
▲ 0.50% · 4.625%
HK$2,458
+HK$123/mo
Deposit HK$357K · loan HK$437K · min. income ≈ HK$4,670/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,172
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,240
−HK$68/mo
Today · 4.125%
HK$2,308
baseline
▲ 0.50% · 4.625%
HK$2,449
+HK$141/mo
Deposit HK$318K · loan HK$476K · min. income ≈ HK$4,616/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,416
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,481
−HK$66/mo
Today · 4.125%
HK$2,547
baseline
▲ 0.50% · 4.625%
HK$2,681
+HK$134/mo
Deposit HK$318K · loan HK$476K · min. income ≈ HK$5,094/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,353
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,426
−HK$75/mo
Today · 4.125%
HK$2,501
baseline
▲ 0.50% · 4.625%
HK$2,653
+HK$152/mo
Deposit HK$278K · loan HK$516K · min. income ≈ HK$5,002/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,618
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,688
−HK$71/mo
Today · 4.125%
HK$2,759
baseline
▲ 0.50% · 4.625%
HK$2,905
+HK$146/mo
Deposit HK$278K · loan HK$516K · min. income ≈ HK$5,518/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,534
−HK$159/mo
▼ 0.25% · 3.875%
HK$2,613
−HK$80/mo
Today · 4.125%
HK$2,693
baseline
▲ 0.50% · 4.625%
HK$2,857
+HK$164/mo
Deposit HK$238K · loan HK$556K · min. income ≈ HK$5,386/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,819
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,895
−HK$77/mo
Today · 4.125%
HK$2,972
baseline
▲ 0.50% · 4.625%
HK$3,128
+HK$156/mo
Deposit HK$238K · loan HK$556K · min. income ≈ HK$5,944/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,715
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,800
−HK$85/mo
Today · 4.125%
HK$2,885
baseline
▲ 0.50% · 4.625%
HK$3,061
+HK$176/mo
Deposit HK$198K · loan HK$595K · min. income ≈ HK$5,770/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,021
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,102
−HK$82/mo
Today · 4.125%
HK$3,184
baseline
▲ 0.50% · 4.625%
HK$3,352
+HK$168/mo
Deposit HK$198K · loan HK$595K · min. income ≈ HK$6,368/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,896
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,986
−HK$92/mo
Today · 4.125%
HK$3,078
baseline
▲ 0.50% · 4.625%
HK$3,265
+HK$187/mo
Deposit HK$159K · loan HK$635K · min. income ≈ HK$6,156/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,222
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,308
−HK$88/mo
Today · 4.125%
HK$3,396
baseline
▲ 0.50% · 4.625%
HK$3,575
+HK$179/mo
Deposit HK$159K · loan HK$635K · min. income ≈ HK$6,792/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,077
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,173
−HK$97/mo
Today · 4.125%
HK$3,270
baseline
▲ 0.50% · 4.625%
HK$3,469
+HK$199/mo
Deposit HK$119K · loan HK$675K · min. income ≈ HK$6,540/mo (50% DSR)
Upfront cash ≈ HK$119K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,423
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,515
−HK$93/mo
Today · 4.125%
HK$3,608
baseline
▲ 0.50% · 4.625%
HK$3,798
+HK$190/mo
Deposit HK$119K · loan HK$675K · min. income ≈ HK$7,216/mo (50% DSR)
Upfront cash ≈ HK$119K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,258
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,360
−HK$103/mo
Today · 4.125%
HK$3,463
baseline
▲ 0.50% · 4.625%
HK$3,673
+HK$210/mo
Deposit HK$79K · loan HK$714K · min. income ≈ HK$6,926/mo (50% DSR)
Upfront cash ≈ HK$79K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,625
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,722
−HK$99/mo
Today · 4.125%
HK$3,821
baseline
▲ 0.50% · 4.625%
HK$4,022
+HK$201/mo
Deposit HK$79K · loan HK$714K · min. income ≈ HK$7,642/mo (50% DSR)
Upfront cash ≈ HK$79K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).