▼ 0.50% · 3.625%
HK$2,770
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,856
−HK$88/mo
Today · 4.125%
HK$2,944
baseline
▲ 0.50% · 4.625%
HK$3,123
+HK$179/mo
Deposit HK$607K · loan HK$607K · min. income ≈ HK$5,888/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,082
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,164
−HK$84/mo
Today · 4.125%
HK$3,248
baseline
▲ 0.50% · 4.625%
HK$3,419
+HK$171/mo
Deposit HK$607K · loan HK$607K · min. income ≈ HK$6,496/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,047
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,142
−HK$96/mo
Today · 4.125%
HK$3,238
baseline
▲ 0.50% · 4.625%
HK$3,435
+HK$197/mo
Deposit HK$547K · loan HK$668K · min. income ≈ HK$6,476/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,390
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,481
−HK$92/mo
Today · 4.125%
HK$3,573
baseline
▲ 0.50% · 4.625%
HK$3,761
+HK$188/mo
Deposit HK$547K · loan HK$668K · min. income ≈ HK$7,146/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,324
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,427
−HK$105/mo
Today · 4.125%
HK$3,532
baseline
▲ 0.50% · 4.625%
HK$3,747
+HK$215/mo
Deposit HK$486K · loan HK$729K · min. income ≈ HK$7,064/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,698
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,797
−HK$101/mo
Today · 4.125%
HK$3,898
baseline
▲ 0.50% · 4.625%
HK$4,103
+HK$205/mo
Deposit HK$486K · loan HK$729K · min. income ≈ HK$7,796/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,601
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,713
−HK$114/mo
Today · 4.125%
HK$3,827
baseline
▲ 0.50% · 4.625%
HK$4,060
+HK$233/mo
Deposit HK$425K · loan HK$790K · min. income ≈ HK$7,654/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,006
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,113
−HK$109/mo
Today · 4.125%
HK$4,222
baseline
▲ 0.50% · 4.625%
HK$4,445
+HK$223/mo
Deposit HK$425K · loan HK$790K · min. income ≈ HK$8,444/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,878
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,999
−HK$122/mo
Today · 4.125%
HK$4,121
baseline
▲ 0.50% · 4.625%
HK$4,372
+HK$251/mo
Deposit HK$364K · loan HK$850K · min. income ≈ HK$8,242/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,314
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,430
−HK$117/mo
Today · 4.125%
HK$4,547
baseline
▲ 0.50% · 4.625%
HK$4,787
+HK$240/mo
Deposit HK$364K · loan HK$850K · min. income ≈ HK$9,094/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,155
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,284
−HK$132/mo
Today · 4.125%
HK$4,416
baseline
▲ 0.50% · 4.625%
HK$4,684
+HK$268/mo
Deposit HK$304K · loan HK$911K · min. income ≈ HK$8,832/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,622
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,746
−HK$126/mo
Today · 4.125%
HK$4,872
baseline
▲ 0.50% · 4.625%
HK$5,129
+HK$257/mo
Deposit HK$304K · loan HK$911K · min. income ≈ HK$9,744/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,432
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,570
−HK$140/mo
Today · 4.125%
HK$4,710
baseline
▲ 0.50% · 4.625%
HK$4,996
+HK$286/mo
Deposit HK$243K · loan HK$972K · min. income ≈ HK$9,420/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,931
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,063
−HK$134/mo
Today · 4.125%
HK$5,197
baseline
▲ 0.50% · 4.625%
HK$5,471
+HK$274/mo
Deposit HK$243K · loan HK$972K · min. income ≈ HK$10,394/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,709
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,855
−HK$149/mo
Today · 4.125%
HK$5,004
baseline
▲ 0.50% · 4.625%
HK$5,309
+HK$305/mo
Deposit HK$182K · loan HK$1.03M · min. income ≈ HK$10,008/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,239
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,379
−HK$143/mo
Today · 4.125%
HK$5,522
baseline
▲ 0.50% · 4.625%
HK$5,813
+HK$291/mo
Deposit HK$182K · loan HK$1.03M · min. income ≈ HK$11,044/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,986
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,141
−HK$158/mo
Today · 4.125%
HK$5,299
baseline
▲ 0.50% · 4.625%
HK$5,621
+HK$322/mo
Deposit HK$121K · loan HK$1.09M · min. income ≈ HK$10,598/mo (50% DSR)
Upfront cash ≈ HK$122K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,547
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,696
−HK$151/mo
Today · 4.125%
HK$5,847
baseline
▲ 0.50% · 4.625%
HK$6,155
+HK$308/mo
Deposit HK$121K · loan HK$1.09M · min. income ≈ HK$11,694/mo (50% DSR)
Upfront cash ≈ HK$122K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).