▼ 0.50% · 3.625%
HK$2,866
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,956
−HK$90/mo
Today · 4.125%
HK$3,046
baseline
▲ 0.50% · 4.625%
HK$3,232
+HK$186/mo
Deposit HK$629K · loan HK$629K · min. income ≈ HK$6,092/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,189
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,274
−HK$87/mo
Today · 4.125%
HK$3,361
baseline
▲ 0.50% · 4.625%
HK$3,538
+HK$177/mo
Deposit HK$629K · loan HK$629K · min. income ≈ HK$6,722/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,153
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,251
−HK$100/mo
Today · 4.125%
HK$3,351
baseline
▲ 0.50% · 4.625%
HK$3,555
+HK$204/mo
Deposit HK$566K · loan HK$691K · min. income ≈ HK$6,702/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,508
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,602
−HK$95/mo
Today · 4.125%
HK$3,697
baseline
▲ 0.50% · 4.625%
HK$3,892
+HK$195/mo
Deposit HK$566K · loan HK$691K · min. income ≈ HK$7,394/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,440
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,547
−HK$108/mo
Today · 4.125%
HK$3,655
baseline
▲ 0.50% · 4.625%
HK$3,878
+HK$223/mo
Deposit HK$503K · loan HK$754K · min. income ≈ HK$7,310/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,827
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,929
−HK$104/mo
Today · 4.125%
HK$4,033
baseline
▲ 0.50% · 4.625%
HK$4,246
+HK$213/mo
Deposit HK$503K · loan HK$754K · min. income ≈ HK$8,066/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,726
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,842
−HK$118/mo
Today · 4.125%
HK$3,960
baseline
▲ 0.50% · 4.625%
HK$4,201
+HK$241/mo
Deposit HK$440K · loan HK$817K · min. income ≈ HK$7,920/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,145
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,257
−HK$112/mo
Today · 4.125%
HK$4,369
baseline
▲ 0.50% · 4.625%
HK$4,600
+HK$231/mo
Deposit HK$440K · loan HK$817K · min. income ≈ HK$8,738/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,013
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,138
−HK$127/mo
Today · 4.125%
HK$4,265
baseline
▲ 0.50% · 4.625%
HK$4,524
+HK$259/mo
Deposit HK$377K · loan HK$880K · min. income ≈ HK$8,530/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,464
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,584
−HK$122/mo
Today · 4.125%
HK$4,706
baseline
▲ 0.50% · 4.625%
HK$4,954
+HK$248/mo
Deposit HK$377K · loan HK$880K · min. income ≈ HK$9,412/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,300
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,433
−HK$136/mo
Today · 4.125%
HK$4,569
baseline
▲ 0.50% · 4.625%
HK$4,847
+HK$278/mo
Deposit HK$314K · loan HK$943K · min. income ≈ HK$9,138/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,783
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,912
−HK$130/mo
Today · 4.125%
HK$5,042
baseline
▲ 0.50% · 4.625%
HK$5,307
+HK$265/mo
Deposit HK$314K · loan HK$943K · min. income ≈ HK$10,084/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,586
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,729
−HK$145/mo
Today · 4.125%
HK$4,874
baseline
▲ 0.50% · 4.625%
HK$5,170
+HK$296/mo
Deposit HK$251K · loan HK$1.01M · min. income ≈ HK$9,748/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,102
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,239
−HK$139/mo
Today · 4.125%
HK$5,378
baseline
▲ 0.50% · 4.625%
HK$5,661
+HK$283/mo
Deposit HK$251K · loan HK$1.01M · min. income ≈ HK$10,756/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,873
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,024
−HK$154/mo
Today · 4.125%
HK$5,178
baseline
▲ 0.50% · 4.625%
HK$5,494
+HK$316/mo
Deposit HK$189K · loan HK$1.07M · min. income ≈ HK$10,356/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,421
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,566
−HK$148/mo
Today · 4.125%
HK$5,714
baseline
▲ 0.50% · 4.625%
HK$6,015
+HK$301/mo
Deposit HK$189K · loan HK$1.07M · min. income ≈ HK$11,428/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,160
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,320
−HK$163/mo
Today · 4.125%
HK$5,483
baseline
▲ 0.50% · 4.625%
HK$5,817
+HK$334/mo
Deposit HK$126K · loan HK$1.13M · min. income ≈ HK$10,966/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,740
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,894
−HK$156/mo
Today · 4.125%
HK$6,050
baseline
▲ 0.50% · 4.625%
HK$6,369
+HK$319/mo
Deposit HK$126K · loan HK$1.13M · min. income ≈ HK$12,100/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).