▼ 0.50% · 3.625%
HK$2,211
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,280
−HK$70/mo
Today · 4.125%
HK$2,350
baseline
▲ 0.50% · 4.625%
HK$2,492
+HK$142/mo
Deposit HK$485K · loan HK$485K · min. income ≈ HK$4,700/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,460
−HK$132/mo
▼ 0.25% · 3.875%
HK$2,526
−HK$66/mo
Today · 4.125%
HK$2,592
baseline
▲ 0.50% · 4.625%
HK$2,729
+HK$137/mo
Deposit HK$485K · loan HK$485K · min. income ≈ HK$5,184/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,432
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,508
−HK$76/mo
Today · 4.125%
HK$2,584
baseline
▲ 0.50% · 4.625%
HK$2,742
+HK$158/mo
Deposit HK$436K · loan HK$533K · min. income ≈ HK$5,168/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,706
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,778
−HK$74/mo
Today · 4.125%
HK$2,852
baseline
▲ 0.50% · 4.625%
HK$3,002
+HK$150/mo
Deposit HK$436K · loan HK$533K · min. income ≈ HK$5,704/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,653
−HK$166/mo
▼ 0.25% · 3.875%
HK$2,736
−HK$83/mo
Today · 4.125%
HK$2,819
baseline
▲ 0.50% · 4.625%
HK$2,991
+HK$172/mo
Deposit HK$388K · loan HK$582K · min. income ≈ HK$5,638/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,952
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,031
−HK$80/mo
Today · 4.125%
HK$3,111
baseline
▲ 0.50% · 4.625%
HK$3,275
+HK$164/mo
Deposit HK$388K · loan HK$582K · min. income ≈ HK$6,222/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,874
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,964
−HK$90/mo
Today · 4.125%
HK$3,054
baseline
▲ 0.50% · 4.625%
HK$3,240
+HK$186/mo
Deposit HK$339K · loan HK$630K · min. income ≈ HK$6,108/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,197
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,283
−HK$87/mo
Today · 4.125%
HK$3,370
baseline
▲ 0.50% · 4.625%
HK$3,548
+HK$178/mo
Deposit HK$339K · loan HK$630K · min. income ≈ HK$6,740/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,095
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,192
−HK$97/mo
Today · 4.125%
HK$3,289
baseline
▲ 0.50% · 4.625%
HK$3,489
+HK$200/mo
Deposit HK$291K · loan HK$679K · min. income ≈ HK$6,578/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,443
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,536
−HK$93/mo
Today · 4.125%
HK$3,629
baseline
▲ 0.50% · 4.625%
HK$3,821
+HK$192/mo
Deposit HK$291K · loan HK$679K · min. income ≈ HK$7,258/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,316
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,419
−HK$105/mo
Today · 4.125%
HK$3,524
baseline
▲ 0.50% · 4.625%
HK$3,739
+HK$215/mo
Deposit HK$242K · loan HK$727K · min. income ≈ HK$7,048/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,689
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,788
−HK$101/mo
Today · 4.125%
HK$3,889
baseline
▲ 0.50% · 4.625%
HK$4,094
+HK$205/mo
Deposit HK$242K · loan HK$727K · min. income ≈ HK$7,778/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,537
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,647
−HK$112/mo
Today · 4.125%
HK$3,759
baseline
▲ 0.50% · 4.625%
HK$3,988
+HK$229/mo
Deposit HK$194K · loan HK$776K · min. income ≈ HK$7,518/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,935
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,041
−HK$107/mo
Today · 4.125%
HK$4,148
baseline
▲ 0.50% · 4.625%
HK$4,367
+HK$219/mo
Deposit HK$194K · loan HK$776K · min. income ≈ HK$8,296/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,759
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,875
−HK$119/mo
Today · 4.125%
HK$3,994
baseline
▲ 0.50% · 4.625%
HK$4,237
+HK$243/mo
Deposit HK$145K · loan HK$824K · min. income ≈ HK$7,988/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,181
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,293
−HK$114/mo
Today · 4.125%
HK$4,407
baseline
▲ 0.50% · 4.625%
HK$4,640
+HK$233/mo
Deposit HK$145K · loan HK$824K · min. income ≈ HK$8,814/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,980
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,103
−HK$126/mo
Today · 4.125%
HK$4,229
baseline
▲ 0.50% · 4.625%
HK$4,486
+HK$257/mo
Deposit HK$97K · loan HK$873K · min. income ≈ HK$8,458/mo (50% DSR)
Upfront cash ≈ HK$97K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,427
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,546
−HK$120/mo
Today · 4.125%
HK$4,666
baseline
▲ 0.50% · 4.625%
HK$4,912
+HK$246/mo
Deposit HK$97K · loan HK$873K · min. income ≈ HK$9,332/mo (50% DSR)
Upfront cash ≈ HK$97K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).