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At today's rate and a 90% mortgage, the deposit on this unit is about HK$239K, with repayments around HK$10,404/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$239K · loan HK$2.15M · min. income ≈ HK$20,808/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 68 schools within a 1 km walk.
Everyday convenience — 67 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- A
- Saleable Area
- 236 Saleable ft²
- Gross Area
- 392 ft²
- Efficiency
- 60%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-08-06 | HK$2.85M | −26.0% 5.2y · −5.0%/yr |
| 2020-05-29 | HK$3.85M | −3.3% 2.3y · −1.0%/yr |
| 2018-02-01 | HK$3.98M | +70.1% 3.3y · 21.0%/yr |
| 2014-10-21 | HK$2.34M | +98.3% |
| 2010-09-16 | HK$1.18M | +18.0% |
| 2010-07-13 | HK$1.00M | +11.1% |
| 2009-10-13 | HK$900K | — |