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At today's rate and a 90% mortgage, the deposit on this unit is about HK$253K, with repayments around HK$11,038/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$253K · loan HK$2.28M · min. income ≈ HK$22,076/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 68 schools within a 1 km walk.
Everyday convenience — 67 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- B
- Saleable Area
- 245 Saleable ft²
- Gross Area
- 405 ft²
- Efficiency
- 60%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-07-08 | HK$3.70M | +29.8% 4.2y · 7.0%/yr |
| 2017-04-18 | HK$2.85M | +139.5% 6.7y · 21.0%/yr |
| 2010-09-10 | HK$1.19M | +25.3% |
| 2010-05-28 | HK$950K | −20.8% |
| 1997-03-03 | HK$1.20M | — |