▼ 0.50% · 3.625%
HK$2,520
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,598
−HK$80/mo
Today · 4.125%
HK$2,678
baseline
▲ 0.50% · 4.625%
HK$2,841
+HK$163/mo
Deposit HK$553K · loan HK$553K · min. income ≈ HK$5,356/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,803
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,878
−HK$77/mo
Today · 4.125%
HK$2,955
baseline
▲ 0.50% · 4.625%
HK$3,110
+HK$155/mo
Deposit HK$553K · loan HK$553K · min. income ≈ HK$5,910/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,772
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,858
−HK$87/mo
Today · 4.125%
HK$2,945
baseline
▲ 0.50% · 4.625%
HK$3,125
+HK$180/mo
Deposit HK$497K · loan HK$608K · min. income ≈ HK$5,890/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,083
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,166
−HK$84/mo
Today · 4.125%
HK$3,250
baseline
▲ 0.50% · 4.625%
HK$3,421
+HK$171/mo
Deposit HK$497K · loan HK$608K · min. income ≈ HK$6,500/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,024
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,118
−HK$95/mo
Today · 4.125%
HK$3,213
baseline
▲ 0.50% · 4.625%
HK$3,409
+HK$196/mo
Deposit HK$442K · loan HK$663K · min. income ≈ HK$6,426/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,364
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,454
−HK$91/mo
Today · 4.125%
HK$3,545
baseline
▲ 0.50% · 4.625%
HK$3,732
+HK$187/mo
Deposit HK$442K · loan HK$663K · min. income ≈ HK$7,090/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,276
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,377
−HK$104/mo
Today · 4.125%
HK$3,481
baseline
▲ 0.50% · 4.625%
HK$3,693
+HK$212/mo
Deposit HK$387K · loan HK$718K · min. income ≈ HK$6,962/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,644
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,742
−HK$99/mo
Today · 4.125%
HK$3,841
baseline
▲ 0.50% · 4.625%
HK$4,043
+HK$202/mo
Deposit HK$387K · loan HK$718K · min. income ≈ HK$7,682/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,528
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,637
−HK$112/mo
Today · 4.125%
HK$3,749
baseline
▲ 0.50% · 4.625%
HK$3,977
+HK$228/mo
Deposit HK$332K · loan HK$774K · min. income ≈ HK$7,498/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,924
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,030
−HK$106/mo
Today · 4.125%
HK$4,136
baseline
▲ 0.50% · 4.625%
HK$4,354
+HK$218/mo
Deposit HK$332K · loan HK$774K · min. income ≈ HK$8,272/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,780
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,897
−HK$120/mo
Today · 4.125%
HK$4,017
baseline
▲ 0.50% · 4.625%
HK$4,261
+HK$244/mo
Deposit HK$276K · loan HK$829K · min. income ≈ HK$8,034/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,205
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,317
−HK$115/mo
Today · 4.125%
HK$4,432
baseline
▲ 0.50% · 4.625%
HK$4,665
+HK$233/mo
Deposit HK$276K · loan HK$829K · min. income ≈ HK$8,864/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,032
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,157
−HK$127/mo
Today · 4.125%
HK$4,284
baseline
▲ 0.50% · 4.625%
HK$4,545
+HK$261/mo
Deposit HK$221K · loan HK$884K · min. income ≈ HK$8,568/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,485
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,605
−HK$122/mo
Today · 4.125%
HK$4,727
baseline
▲ 0.50% · 4.625%
HK$4,977
+HK$250/mo
Deposit HK$221K · loan HK$884K · min. income ≈ HK$9,454/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,283
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,417
−HK$135/mo
Today · 4.125%
HK$4,552
baseline
▲ 0.50% · 4.625%
HK$4,829
+HK$277/mo
Deposit HK$166K · loan HK$939K · min. income ≈ HK$9,104/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,765
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,893
−HK$130/mo
Today · 4.125%
HK$5,023
baseline
▲ 0.50% · 4.625%
HK$5,288
+HK$265/mo
Deposit HK$166K · loan HK$939K · min. income ≈ HK$10,046/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,535
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,677
−HK$143/mo
Today · 4.125%
HK$4,820
baseline
▲ 0.50% · 4.625%
HK$5,113
+HK$293/mo
Deposit HK$110K · loan HK$995K · min. income ≈ HK$9,640/mo (50% DSR)
Upfront cash ≈ HK$111K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,046
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,181
−HK$137/mo
Today · 4.125%
HK$5,318
baseline
▲ 0.50% · 4.625%
HK$5,599
+HK$281/mo
Deposit HK$110K · loan HK$995K · min. income ≈ HK$10,636/mo (50% DSR)
Upfront cash ≈ HK$111K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).