▼ 0.50% · 3.625%
HK$2,330
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,403
−HK$73/mo
Today · 4.125%
HK$2,476
baseline
▲ 0.50% · 4.625%
HK$2,627
+HK$151/mo
Deposit HK$511K · loan HK$511K · min. income ≈ HK$4,952/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,592
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,662
−HK$70/mo
Today · 4.125%
HK$2,732
baseline
▲ 0.50% · 4.625%
HK$2,876
+HK$144/mo
Deposit HK$511K · loan HK$511K · min. income ≈ HK$5,464/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,563
−HK$161/mo
▼ 0.25% · 3.875%
HK$2,643
−HK$81/mo
Today · 4.125%
HK$2,724
baseline
▲ 0.50% · 4.625%
HK$2,890
+HK$166/mo
Deposit HK$460K · loan HK$562K · min. income ≈ HK$5,448/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,851
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,928
−HK$77/mo
Today · 4.125%
HK$3,005
baseline
▲ 0.50% · 4.625%
HK$3,164
+HK$159/mo
Deposit HK$460K · loan HK$562K · min. income ≈ HK$6,010/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,796
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,883
−HK$88/mo
Today · 4.125%
HK$2,971
baseline
▲ 0.50% · 4.625%
HK$3,152
+HK$181/mo
Deposit HK$409K · loan HK$613K · min. income ≈ HK$5,942/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,111
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,194
−HK$85/mo
Today · 4.125%
HK$3,279
baseline
▲ 0.50% · 4.625%
HK$3,451
+HK$172/mo
Deposit HK$409K · loan HK$613K · min. income ≈ HK$6,558/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,029
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,123
−HK$96/mo
Today · 4.125%
HK$3,219
baseline
▲ 0.50% · 4.625%
HK$3,415
+HK$196/mo
Deposit HK$358K · loan HK$664K · min. income ≈ HK$6,438/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,370
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,460
−HK$92/mo
Today · 4.125%
HK$3,552
baseline
▲ 0.50% · 4.625%
HK$3,739
+HK$187/mo
Deposit HK$358K · loan HK$664K · min. income ≈ HK$7,104/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,262
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,364
−HK$103/mo
Today · 4.125%
HK$3,467
baseline
▲ 0.50% · 4.625%
HK$3,678
+HK$211/mo
Deposit HK$307K · loan HK$715K · min. income ≈ HK$6,934/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,629
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,726
−HK$99/mo
Today · 4.125%
HK$3,825
baseline
▲ 0.50% · 4.625%
HK$4,027
+HK$202/mo
Deposit HK$307K · loan HK$715K · min. income ≈ HK$7,650/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,495
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,604
−HK$110/mo
Today · 4.125%
HK$3,714
baseline
▲ 0.50% · 4.625%
HK$3,940
+HK$226/mo
Deposit HK$255K · loan HK$766K · min. income ≈ HK$7,428/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,888
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,993
−HK$105/mo
Today · 4.125%
HK$4,098
baseline
▲ 0.50% · 4.625%
HK$4,314
+HK$216/mo
Deposit HK$255K · loan HK$766K · min. income ≈ HK$8,196/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,728
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,844
−HK$118/mo
Today · 4.125%
HK$3,962
baseline
▲ 0.50% · 4.625%
HK$4,203
+HK$241/mo
Deposit HK$204K · loan HK$817K · min. income ≈ HK$7,924/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,147
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,259
−HK$113/mo
Today · 4.125%
HK$4,372
baseline
▲ 0.50% · 4.625%
HK$4,602
+HK$230/mo
Deposit HK$204K · loan HK$817K · min. income ≈ HK$8,744/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,961
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,084
−HK$125/mo
Today · 4.125%
HK$4,209
baseline
▲ 0.50% · 4.625%
HK$4,466
+HK$257/mo
Deposit HK$153K · loan HK$869K · min. income ≈ HK$8,418/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,407
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,525
−HK$120/mo
Today · 4.125%
HK$4,645
baseline
▲ 0.50% · 4.625%
HK$4,890
+HK$245/mo
Deposit HK$153K · loan HK$869K · min. income ≈ HK$9,290/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,194
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,325
−HK$132/mo
Today · 4.125%
HK$4,457
baseline
▲ 0.50% · 4.625%
HK$4,728
+HK$271/mo
Deposit HK$102K · loan HK$920K · min. income ≈ HK$8,914/mo (50% DSR)
Upfront cash ≈ HK$102K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,666
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,791
−HK$127/mo
Today · 4.125%
HK$4,918
baseline
▲ 0.50% · 4.625%
HK$5,177
+HK$259/mo
Deposit HK$102K · loan HK$920K · min. income ≈ HK$9,836/mo (50% DSR)
Upfront cash ≈ HK$102K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).