▼ 0.50% · 3.625%
HK$2,055
−HK$129/mo
▼ 0.25% · 3.875%
HK$2,119
−HK$65/mo
Today · 4.125%
HK$2,184
baseline
▲ 0.50% · 4.625%
HK$2,317
+HK$133/mo
Deposit HK$451K · loan HK$451K · min. income ≈ HK$4,368/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,286
−HK$124/mo
▼ 0.25% · 3.875%
HK$2,347
−HK$63/mo
Today · 4.125%
HK$2,410
baseline
▲ 0.50% · 4.625%
HK$2,537
+HK$127/mo
Deposit HK$451K · loan HK$451K · min. income ≈ HK$4,820/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,260
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,331
−HK$71/mo
Today · 4.125%
HK$2,402
baseline
▲ 0.50% · 4.625%
HK$2,548
+HK$146/mo
Deposit HK$406K · loan HK$496K · min. income ≈ HK$4,804/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,515
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,582
−HK$69/mo
Today · 4.125%
HK$2,651
baseline
▲ 0.50% · 4.625%
HK$2,790
+HK$139/mo
Deposit HK$406K · loan HK$496K · min. income ≈ HK$5,302/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,466
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,543
−HK$78/mo
Today · 4.125%
HK$2,621
baseline
▲ 0.50% · 4.625%
HK$2,780
+HK$159/mo
Deposit HK$360K · loan HK$541K · min. income ≈ HK$5,242/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,743
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,817
−HK$75/mo
Today · 4.125%
HK$2,892
baseline
▲ 0.50% · 4.625%
HK$3,044
+HK$152/mo
Deposit HK$360K · loan HK$541K · min. income ≈ HK$5,784/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,671
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,755
−HK$84/mo
Today · 4.125%
HK$2,839
baseline
▲ 0.50% · 4.625%
HK$3,012
+HK$173/mo
Deposit HK$315K · loan HK$586K · min. income ≈ HK$5,678/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,972
−HK$161/mo
▼ 0.25% · 3.875%
HK$3,052
−HK$81/mo
Today · 4.125%
HK$3,133
baseline
▲ 0.50% · 4.625%
HK$3,298
+HK$165/mo
Deposit HK$315K · loan HK$586K · min. income ≈ HK$6,266/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,877
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,966
−HK$91/mo
Today · 4.125%
HK$3,057
baseline
▲ 0.50% · 4.625%
HK$3,243
+HK$186/mo
Deposit HK$270K · loan HK$631K · min. income ≈ HK$6,114/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,201
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,286
−HK$88/mo
Today · 4.125%
HK$3,374
baseline
▲ 0.50% · 4.625%
HK$3,551
+HK$177/mo
Deposit HK$270K · loan HK$631K · min. income ≈ HK$6,748/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,082
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,178
−HK$98/mo
Today · 4.125%
HK$3,276
baseline
▲ 0.50% · 4.625%
HK$3,475
+HK$199/mo
Deposit HK$225K · loan HK$676K · min. income ≈ HK$6,552/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,429
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,521
−HK$93/mo
Today · 4.125%
HK$3,614
baseline
▲ 0.50% · 4.625%
HK$3,805
+HK$191/mo
Deposit HK$225K · loan HK$676K · min. income ≈ HK$7,228/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,288
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,390
−HK$104/mo
Today · 4.125%
HK$3,494
baseline
▲ 0.50% · 4.625%
HK$3,707
+HK$213/mo
Deposit HK$180K · loan HK$721K · min. income ≈ HK$6,988/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,658
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,756
−HK$99/mo
Today · 4.125%
HK$3,855
baseline
▲ 0.50% · 4.625%
HK$4,059
+HK$204/mo
Deposit HK$180K · loan HK$721K · min. income ≈ HK$7,710/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,493
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,602
−HK$111/mo
Today · 4.125%
HK$3,713
baseline
▲ 0.50% · 4.625%
HK$3,938
+HK$225/mo
Deposit HK$135K · loan HK$766K · min. income ≈ HK$7,426/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,886
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,991
−HK$105/mo
Today · 4.125%
HK$4,096
baseline
▲ 0.50% · 4.625%
HK$4,312
+HK$216/mo
Deposit HK$135K · loan HK$766K · min. income ≈ HK$8,192/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,699
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,814
−HK$117/mo
Today · 4.125%
HK$3,931
baseline
▲ 0.50% · 4.625%
HK$4,170
+HK$239/mo
Deposit HK$90K · loan HK$811K · min. income ≈ HK$7,862/mo (50% DSR)
Upfront cash ≈ HK$90K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,115
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,225
−HK$112/mo
Today · 4.125%
HK$4,337
baseline
▲ 0.50% · 4.625%
HK$4,566
+HK$229/mo
Deposit HK$90K · loan HK$811K · min. income ≈ HK$8,674/mo (50% DSR)
Upfront cash ≈ HK$90K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).