▼ 0.50% · 3.625%
HK$4,135
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,264
−HK$131/mo
Today · 4.125%
HK$4,395
baseline
▲ 0.50% · 4.625%
HK$4,662
+HK$267/mo
Deposit HK$907K · loan HK$907K · min. income ≈ HK$8,790/mo (50% DSR)
Upfront cash ≈ HK$907K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,601
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,724
−HK$125/mo
Today · 4.125%
HK$4,849
baseline
▲ 0.50% · 4.625%
HK$5,105
+HK$256/mo
Deposit HK$907K · loan HK$907K · min. income ≈ HK$9,698/mo (50% DSR)
Upfront cash ≈ HK$907K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,549
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,690
−HK$144/mo
Today · 4.125%
HK$4,834
baseline
▲ 0.50% · 4.625%
HK$5,128
+HK$294/mo
Deposit HK$816K · loan HK$997K · min. income ≈ HK$9,668/mo (50% DSR)
Upfront cash ≈ HK$816K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,061
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,196
−HK$138/mo
Today · 4.125%
HK$5,334
baseline
▲ 0.50% · 4.625%
HK$5,615
+HK$281/mo
Deposit HK$816K · loan HK$997K · min. income ≈ HK$10,668/mo (50% DSR)
Upfront cash ≈ HK$816K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,962
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,117
−HK$157/mo
Today · 4.125%
HK$5,274
baseline
▲ 0.50% · 4.625%
HK$5,594
+HK$320/mo
Deposit HK$725K · loan HK$1.09M · min. income ≈ HK$10,548/mo (50% DSR)
Upfront cash ≈ HK$726K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,521
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,669
−HK$150/mo
Today · 4.125%
HK$5,819
baseline
▲ 0.50% · 4.625%
HK$6,126
+HK$307/mo
Deposit HK$725K · loan HK$1.09M · min. income ≈ HK$11,638/mo (50% DSR)
Upfront cash ≈ HK$726K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,376
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,543
−HK$170/mo
Today · 4.125%
HK$5,713
baseline
▲ 0.50% · 4.625%
HK$6,061
+HK$348/mo
Deposit HK$635K · loan HK$1.18M · min. income ≈ HK$11,426/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,981
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,141
−HK$163/mo
Today · 4.125%
HK$6,304
baseline
▲ 0.50% · 4.625%
HK$6,636
+HK$332/mo
Deposit HK$635K · loan HK$1.18M · min. income ≈ HK$12,608/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,789
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,970
−HK$183/mo
Today · 4.125%
HK$6,153
baseline
▲ 0.50% · 4.625%
HK$6,527
+HK$374/mo
Deposit HK$544K · loan HK$1.27M · min. income ≈ HK$12,306/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,441
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,613
−HK$176/mo
Today · 4.125%
HK$6,789
baseline
▲ 0.50% · 4.625%
HK$7,147
+HK$358/mo
Deposit HK$544K · loan HK$1.27M · min. income ≈ HK$13,578/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,203
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,396
−HK$196/mo
Today · 4.125%
HK$6,592
baseline
▲ 0.50% · 4.625%
HK$6,993
+HK$401/mo
Deposit HK$453K · loan HK$1.36M · min. income ≈ HK$13,184/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,901
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,086
−HK$188/mo
Today · 4.125%
HK$7,274
baseline
▲ 0.50% · 4.625%
HK$7,657
+HK$383/mo
Deposit HK$453K · loan HK$1.36M · min. income ≈ HK$14,548/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,617
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,822
−HK$209/mo
Today · 4.125%
HK$7,031
baseline
▲ 0.50% · 4.625%
HK$7,459
+HK$428/mo
Deposit HK$363K · loan HK$1.45M · min. income ≈ HK$14,062/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,361
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,558
−HK$200/mo
Today · 4.125%
HK$7,758
baseline
▲ 0.50% · 4.625%
HK$8,167
+HK$409/mo
Deposit HK$363K · loan HK$1.45M · min. income ≈ HK$15,516/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,030
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,249
−HK$222/mo
Today · 4.125%
HK$7,471
baseline
▲ 0.50% · 4.625%
HK$7,925
+HK$454/mo
Deposit HK$272K · loan HK$1.54M · min. income ≈ HK$14,942/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,821
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,031
−HK$212/mo
Today · 4.125%
HK$8,243
baseline
▲ 0.50% · 4.625%
HK$8,678
+HK$435/mo
Deposit HK$272K · loan HK$1.54M · min. income ≈ HK$16,486/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,444
−HK$466/mo
▼ 0.25% · 3.875%
HK$7,675
−HK$235/mo
Today · 4.125%
HK$7,910
baseline
▲ 0.50% · 4.625%
HK$8,392
+HK$482/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$15,820/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,281
−HK$447/mo
▼ 0.25% · 3.875%
HK$8,503
−HK$225/mo
Today · 4.125%
HK$8,728
baseline
▲ 0.50% · 4.625%
HK$9,188
+HK$460/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$17,456/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).