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At today's rate and a 90% mortgage, the deposit on this unit is about HK$307K, with repayments around HK$13,372/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$307K · loan HK$2.76M · min. income ≈ HK$26,744/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Shek Kip Mei Station Station.
Family-friendly — 84 schools within a 1 km walk.
Everyday convenience — 65 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 82 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- B
- Saleable Area
- 452 Saleable ft²
- Gross Area
- 1,000 ft²
- Efficiency
- 45%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-18 | HK$4.00M | +0.0% 0.9y |
| 2025-06-17 | HK$4.00M | +25.0% 8.9y · 3.0%/yr |
| 2016-07-19 | HK$3.20M | +95.1% 19.1y · 5.0%/yr |
| 1997-07-28 | HK$1.64M | — |