▼ 0.50% · 3.625%
HK$4,241
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,373
−HK$134/mo
Today · 4.125%
HK$4,507
baseline
▲ 0.50% · 4.625%
HK$4,781
+HK$274/mo
Deposit HK$930K · loan HK$930K · min. income ≈ HK$9,014/mo (50% DSR)
Upfront cash ≈ HK$930K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,718
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,844
−HK$129/mo
Today · 4.125%
HK$4,973
baseline
▲ 0.50% · 4.625%
HK$5,235
+HK$262/mo
Deposit HK$930K · loan HK$930K · min. income ≈ HK$9,946/mo (50% DSR)
Upfront cash ≈ HK$930K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,665
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,810
−HK$147/mo
Today · 4.125%
HK$4,957
baseline
▲ 0.50% · 4.625%
HK$5,259
+HK$302/mo
Deposit HK$837K · loan HK$1.02M · min. income ≈ HK$9,914/mo (50% DSR)
Upfront cash ≈ HK$837K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,190
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,329
−HK$141/mo
Today · 4.125%
HK$5,470
baseline
▲ 0.50% · 4.625%
HK$5,758
+HK$288/mo
Deposit HK$837K · loan HK$1.02M · min. income ≈ HK$10,940/mo (50% DSR)
Upfront cash ≈ HK$837K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,089
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,247
−HK$161/mo
Today · 4.125%
HK$5,408
baseline
▲ 0.50% · 4.625%
HK$5,737
+HK$329/mo
Deposit HK$744K · loan HK$1.12M · min. income ≈ HK$10,816/mo (50% DSR)
Upfront cash ≈ HK$744K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,661
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,813
−HK$154/mo
Today · 4.125%
HK$5,967
baseline
▲ 0.50% · 4.625%
HK$6,282
+HK$315/mo
Deposit HK$744K · loan HK$1.12M · min. income ≈ HK$11,934/mo (50% DSR)
Upfront cash ≈ HK$744K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,513
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,684
−HK$175/mo
Today · 4.125%
HK$5,859
baseline
▲ 0.50% · 4.625%
HK$6,215
+HK$356/mo
Deposit HK$651K · loan HK$1.21M · min. income ≈ HK$11,718/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,133
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,298
−HK$166/mo
Today · 4.125%
HK$6,464
baseline
▲ 0.50% · 4.625%
HK$6,805
+HK$341/mo
Deposit HK$651K · loan HK$1.21M · min. income ≈ HK$12,928/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,937
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,122
−HK$187/mo
Today · 4.125%
HK$6,309
baseline
▲ 0.50% · 4.625%
HK$6,693
+HK$384/mo
Deposit HK$558K · loan HK$1.30M · min. income ≈ HK$12,618/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,605
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,782
−HK$180/mo
Today · 4.125%
HK$6,962
baseline
▲ 0.50% · 4.625%
HK$7,329
+HK$367/mo
Deposit HK$558K · loan HK$1.30M · min. income ≈ HK$13,924/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,361
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,559
−HK$201/mo
Today · 4.125%
HK$6,760
baseline
▲ 0.50% · 4.625%
HK$7,171
+HK$411/mo
Deposit HK$465K · loan HK$1.39M · min. income ≈ HK$13,520/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,077
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,266
−HK$193/mo
Today · 4.125%
HK$7,459
baseline
▲ 0.50% · 4.625%
HK$7,852
+HK$393/mo
Deposit HK$465K · loan HK$1.39M · min. income ≈ HK$14,918/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,785
−HK$426/mo
▼ 0.25% · 3.875%
HK$6,996
−HK$215/mo
Today · 4.125%
HK$7,211
baseline
▲ 0.50% · 4.625%
HK$7,649
+HK$438/mo
Deposit HK$372K · loan HK$1.49M · min. income ≈ HK$14,422/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,548
−HK$408/mo
▼ 0.25% · 3.875%
HK$7,751
−HK$205/mo
Today · 4.125%
HK$7,956
baseline
▲ 0.50% · 4.625%
HK$8,376
+HK$420/mo
Deposit HK$372K · loan HK$1.49M · min. income ≈ HK$15,912/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,209
−HK$452/mo
▼ 0.25% · 3.875%
HK$7,434
−HK$227/mo
Today · 4.125%
HK$7,661
baseline
▲ 0.50% · 4.625%
HK$8,128
+HK$467/mo
Deposit HK$279K · loan HK$1.58M · min. income ≈ HK$15,322/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,020
−HK$434/mo
▼ 0.25% · 3.875%
HK$8,235
−HK$219/mo
Today · 4.125%
HK$8,454
baseline
▲ 0.50% · 4.625%
HK$8,899
+HK$445/mo
Deposit HK$279K · loan HK$1.58M · min. income ≈ HK$16,908/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,633
−HK$479/mo
▼ 0.25% · 3.875%
HK$7,871
−HK$241/mo
Today · 4.125%
HK$8,112
baseline
▲ 0.50% · 4.625%
HK$8,606
+HK$494/mo
Deposit HK$186K · loan HK$1.67M · min. income ≈ HK$16,224/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,492
−HK$459/mo
▼ 0.25% · 3.875%
HK$8,720
−HK$231/mo
Today · 4.125%
HK$8,951
baseline
▲ 0.50% · 4.625%
HK$9,423
+HK$472/mo
Deposit HK$186K · loan HK$1.67M · min. income ≈ HK$17,902/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).