▼ 0.50% · 3.625%
HK$3,551
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,662
−HK$112/mo
Today · 4.125%
HK$3,774
baseline
▲ 0.50% · 4.625%
HK$4,004
+HK$230/mo
Deposit HK$779K · loan HK$779K · min. income ≈ HK$7,548/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,951
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,057
−HK$107/mo
Today · 4.125%
HK$4,164
baseline
▲ 0.50% · 4.625%
HK$4,384
+HK$220/mo
Deposit HK$779K · loan HK$779K · min. income ≈ HK$8,328/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,906
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,028
−HK$123/mo
Today · 4.125%
HK$4,151
baseline
▲ 0.50% · 4.625%
HK$4,404
+HK$253/mo
Deposit HK$701K · loan HK$857K · min. income ≈ HK$8,302/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,346
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,462
−HK$119/mo
Today · 4.125%
HK$4,581
baseline
▲ 0.50% · 4.625%
HK$4,822
+HK$241/mo
Deposit HK$701K · loan HK$857K · min. income ≈ HK$9,162/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,262
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,394
−HK$135/mo
Today · 4.125%
HK$4,529
baseline
▲ 0.50% · 4.625%
HK$4,804
+HK$275/mo
Deposit HK$623K · loan HK$934K · min. income ≈ HK$9,058/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,741
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,868
−HK$129/mo
Today · 4.125%
HK$4,997
baseline
▲ 0.50% · 4.625%
HK$5,260
+HK$263/mo
Deposit HK$623K · loan HK$934K · min. income ≈ HK$9,994/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,617
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,760
−HK$146/mo
Today · 4.125%
HK$4,906
baseline
▲ 0.50% · 4.625%
HK$5,205
+HK$299/mo
Deposit HK$545K · loan HK$1.01M · min. income ≈ HK$9,812/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,136
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,274
−HK$140/mo
Today · 4.125%
HK$5,414
baseline
▲ 0.50% · 4.625%
HK$5,699
+HK$285/mo
Deposit HK$545K · loan HK$1.01M · min. income ≈ HK$10,828/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,972
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,126
−HK$158/mo
Today · 4.125%
HK$5,284
baseline
▲ 0.50% · 4.625%
HK$5,605
+HK$321/mo
Deposit HK$467K · loan HK$1.09M · min. income ≈ HK$10,568/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,531
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,679
−HK$151/mo
Today · 4.125%
HK$5,830
baseline
▲ 0.50% · 4.625%
HK$6,137
+HK$307/mo
Deposit HK$467K · loan HK$1.09M · min. income ≈ HK$11,660/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,327
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,493
−HK$168/mo
Today · 4.125%
HK$5,661
baseline
▲ 0.50% · 4.625%
HK$6,005
+HK$344/mo
Deposit HK$389K · loan HK$1.17M · min. income ≈ HK$11,322/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,926
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,085
−HK$161/mo
Today · 4.125%
HK$6,246
baseline
▲ 0.50% · 4.625%
HK$6,576
+HK$330/mo
Deposit HK$389K · loan HK$1.17M · min. income ≈ HK$12,492/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,682
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,859
−HK$179/mo
Today · 4.125%
HK$6,038
baseline
▲ 0.50% · 4.625%
HK$6,406
+HK$368/mo
Deposit HK$311K · loan HK$1.25M · min. income ≈ HK$12,076/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,321
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,491
−HK$172/mo
Today · 4.125%
HK$6,663
baseline
▲ 0.50% · 4.625%
HK$7,014
+HK$351/mo
Deposit HK$311K · loan HK$1.25M · min. income ≈ HK$13,326/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,037
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,225
−HK$191/mo
Today · 4.125%
HK$6,416
baseline
▲ 0.50% · 4.625%
HK$6,806
+HK$390/mo
Deposit HK$234K · loan HK$1.32M · min. income ≈ HK$12,832/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,716
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,896
−HK$183/mo
Today · 4.125%
HK$7,079
baseline
▲ 0.50% · 4.625%
HK$7,452
+HK$373/mo
Deposit HK$234K · loan HK$1.32M · min. income ≈ HK$14,158/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,392
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,591
−HK$202/mo
Today · 4.125%
HK$6,793
baseline
▲ 0.50% · 4.625%
HK$7,207
+HK$414/mo
Deposit HK$156K · loan HK$1.40M · min. income ≈ HK$13,586/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,111
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,302
−HK$194/mo
Today · 4.125%
HK$7,496
baseline
▲ 0.50% · 4.625%
HK$7,891
+HK$395/mo
Deposit HK$156K · loan HK$1.40M · min. income ≈ HK$14,992/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).