▼ 0.50% · 3.625%
HK$5,629
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,804
−HK$178/mo
Today · 4.125%
HK$5,982
baseline
▲ 0.50% · 4.625%
HK$6,346
+HK$364/mo
Deposit HK$1.23M · loan HK$1.23M · min. income ≈ HK$11,964/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,262
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,430
−HK$170/mo
Today · 4.125%
HK$6,600
baseline
▲ 0.50% · 4.625%
HK$6,948
+HK$348/mo
Deposit HK$1.23M · loan HK$1.23M · min. income ≈ HK$13,200/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,192
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,384
−HK$196/mo
Today · 4.125%
HK$6,580
baseline
▲ 0.50% · 4.625%
HK$6,980
+HK$400/mo
Deposit HK$1.11M · loan HK$1.36M · min. income ≈ HK$13,160/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,888
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,073
−HK$187/mo
Today · 4.125%
HK$7,260
baseline
▲ 0.50% · 4.625%
HK$7,643
+HK$383/mo
Deposit HK$1.11M · loan HK$1.36M · min. income ≈ HK$14,520/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,755
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,965
−HK$213/mo
Today · 4.125%
HK$7,178
baseline
▲ 0.50% · 4.625%
HK$7,615
+HK$437/mo
Deposit HK$987K · loan HK$1.48M · min. income ≈ HK$14,356/mo (50% DSR)
Upfront cash ≈ HK$988K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,514
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,716
−HK$204/mo
Today · 4.125%
HK$7,920
baseline
▲ 0.50% · 4.625%
HK$8,338
+HK$418/mo
Deposit HK$987K · loan HK$1.48M · min. income ≈ HK$15,840/mo (50% DSR)
Upfront cash ≈ HK$988K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,317
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,545
−HK$231/mo
Today · 4.125%
HK$7,776
baseline
▲ 0.50% · 4.625%
HK$8,250
+HK$474/mo
Deposit HK$864K · loan HK$1.60M · min. income ≈ HK$15,552/mo (50% DSR)
Upfront cash ≈ HK$864K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,141
−HK$439/mo
▼ 0.25% · 3.875%
HK$8,359
−HK$221/mo
Today · 4.125%
HK$8,580
baseline
▲ 0.50% · 4.625%
HK$9,033
+HK$453/mo
Deposit HK$864K · loan HK$1.60M · min. income ≈ HK$17,160/mo (50% DSR)
Upfront cash ≈ HK$864K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,880
−HK$495/mo
▼ 0.25% · 3.875%
HK$8,125
−HK$250/mo
Today · 4.125%
HK$8,375
baseline
▲ 0.50% · 4.625%
HK$8,884
+HK$509/mo
Deposit HK$741K · loan HK$1.73M · min. income ≈ HK$16,750/mo (50% DSR)
Upfront cash ≈ HK$741K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,767
−HK$473/mo
▼ 0.25% · 3.875%
HK$9,002
−HK$238/mo
Today · 4.125%
HK$9,240
baseline
▲ 0.50% · 4.625%
HK$9,728
+HK$488/mo
Deposit HK$741K · loan HK$1.73M · min. income ≈ HK$18,480/mo (50% DSR)
Upfront cash ≈ HK$741K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,443
−HK$530/mo
▼ 0.25% · 3.875%
HK$8,706
−HK$267/mo
Today · 4.125%
HK$8,973
baseline
▲ 0.50% · 4.625%
HK$9,519
+HK$546/mo
Deposit HK$617K · loan HK$1.85M · min. income ≈ HK$17,946/mo (50% DSR)
Upfront cash ≈ HK$617K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,393
−HK$507/mo
▼ 0.25% · 3.875%
HK$9,645
−HK$255/mo
Today · 4.125%
HK$9,900
baseline
▲ 0.50% · 4.625%
HK$10,422
+HK$522/mo
Deposit HK$617K · loan HK$1.85M · min. income ≈ HK$19,800/mo (50% DSR)
Upfront cash ≈ HK$617K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,006
−HK$565/mo
▼ 0.25% · 3.875%
HK$9,286
−HK$285/mo
Today · 4.125%
HK$9,571
baseline
▲ 0.50% · 4.625%
HK$10,153
+HK$582/mo
Deposit HK$494K · loan HK$1.97M · min. income ≈ HK$19,142/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,019
−HK$542/mo
▼ 0.25% · 3.875%
HK$10,288
−HK$273/mo
Today · 4.125%
HK$10,561
baseline
▲ 0.50% · 4.625%
HK$11,117
+HK$556/mo
Deposit HK$494K · loan HK$1.97M · min. income ≈ HK$21,122/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,569
−HK$600/mo
▼ 0.25% · 3.875%
HK$9,867
−HK$302/mo
Today · 4.125%
HK$10,169
baseline
▲ 0.50% · 4.625%
HK$10,788
+HK$619/mo
Deposit HK$370K · loan HK$2.10M · min. income ≈ HK$20,338/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,645
−HK$576/mo
▼ 0.25% · 3.875%
HK$10,931
−HK$290/mo
Today · 4.125%
HK$11,221
baseline
▲ 0.50% · 4.625%
HK$11,812
+HK$591/mo
Deposit HK$370K · loan HK$2.10M · min. income ≈ HK$22,442/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,132
−HK$635/mo
▼ 0.25% · 3.875%
HK$10,447
−HK$320/mo
Today · 4.125%
HK$10,767
baseline
▲ 0.50% · 4.625%
HK$11,422
+HK$655/mo
Deposit HK$247K · loan HK$2.22M · min. income ≈ HK$21,534/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,272
−HK$609/mo
▼ 0.25% · 3.875%
HK$11,574
−HK$307/mo
Today · 4.125%
HK$11,881
baseline
▲ 0.50% · 4.625%
HK$12,507
+HK$626/mo
Deposit HK$247K · loan HK$2.22M · min. income ≈ HK$23,762/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).