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Crescira AVM · estimated value Medium confidence
HK$2.53M
≈ HK$11,031 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$253K, with repayments around HK$11,018/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$10,368
−HK$650/mo
▼ 0.25% · 3.875%
HK$10,691
−HK$327/mo
Today · 4.125%
HK$11,018
baseline
▲ 0.50% · 4.625%
HK$11,689
+HK$671/mo

Deposit HK$253K · loan HK$2.27M · min. income ≈ HK$22,036/mo (50% DSR)

Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
6/F
Flat
A
Saleable Area
229 ft²
Gross Area
332 ft²
Efficiency
69%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2011-01-27 HK$1.43M +8.3%
2010-11-15 HK$1.32M +57.1%
2009-03-27 HK$840K −35.4%
1997-05-06 HK$1.30M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Lai Chi Kok
≈ 8 min walk · 601 m
Education
48
schools within 1 km (11 within 500 m)
Daily convenience
55
within 1 km (22 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
31
parks, libraries, sports within 1 km

Family-friendly — 48 schools within a 1 km walk.

Everyday convenience — 55 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 31 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com