▼ 0.50% · 3.625%
HK$3,657
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,771
−HK$116/mo
Today · 4.125%
HK$3,887
baseline
▲ 0.50% · 4.625%
HK$4,123
+HK$236/mo
Deposit HK$802K · loan HK$802K · min. income ≈ HK$7,774/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,069
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,178
−HK$111/mo
Today · 4.125%
HK$4,289
baseline
▲ 0.50% · 4.625%
HK$4,515
+HK$226/mo
Deposit HK$802K · loan HK$802K · min. income ≈ HK$8,578/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,023
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,148
−HK$127/mo
Today · 4.125%
HK$4,275
baseline
▲ 0.50% · 4.625%
HK$4,536
+HK$261/mo
Deposit HK$722K · loan HK$882K · min. income ≈ HK$8,550/mo (50% DSR)
Upfront cash ≈ HK$722K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,476
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,596
−HK$121/mo
Today · 4.125%
HK$4,717
baseline
▲ 0.50% · 4.625%
HK$4,966
+HK$249/mo
Deposit HK$722K · loan HK$882K · min. income ≈ HK$9,434/mo (50% DSR)
Upfront cash ≈ HK$722K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,389
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,525
−HK$139/mo
Today · 4.125%
HK$4,664
baseline
▲ 0.50% · 4.625%
HK$4,948
+HK$284/mo
Deposit HK$642K · loan HK$962K · min. income ≈ HK$9,328/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,883
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,014
−HK$132/mo
Today · 4.125%
HK$5,146
baseline
▲ 0.50% · 4.625%
HK$5,418
+HK$272/mo
Deposit HK$642K · loan HK$962K · min. income ≈ HK$10,292/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,755
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,902
−HK$151/mo
Today · 4.125%
HK$5,053
baseline
▲ 0.50% · 4.625%
HK$5,360
+HK$307/mo
Deposit HK$561K · loan HK$1.04M · min. income ≈ HK$10,106/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,289
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,431
−HK$144/mo
Today · 4.125%
HK$5,575
baseline
▲ 0.50% · 4.625%
HK$5,869
+HK$294/mo
Deposit HK$561K · loan HK$1.04M · min. income ≈ HK$11,150/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,120
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,280
−HK$161/mo
Today · 4.125%
HK$5,441
baseline
▲ 0.50% · 4.625%
HK$5,773
+HK$332/mo
Deposit HK$481K · loan HK$1.12M · min. income ≈ HK$10,882/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,696
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,849
−HK$155/mo
Today · 4.125%
HK$6,004
baseline
▲ 0.50% · 4.625%
HK$6,321
+HK$317/mo
Deposit HK$481K · loan HK$1.12M · min. income ≈ HK$12,008/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,486
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,657
−HK$173/mo
Today · 4.125%
HK$5,830
baseline
▲ 0.50% · 4.625%
HK$6,185
+HK$355/mo
Deposit HK$401K · loan HK$1.20M · min. income ≈ HK$11,660/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,103
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,267
−HK$166/mo
Today · 4.125%
HK$6,433
baseline
▲ 0.50% · 4.625%
HK$6,772
+HK$339/mo
Deposit HK$401K · loan HK$1.20M · min. income ≈ HK$12,866/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,852
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,034
−HK$185/mo
Today · 4.125%
HK$6,219
baseline
▲ 0.50% · 4.625%
HK$6,597
+HK$378/mo
Deposit HK$321K · loan HK$1.28M · min. income ≈ HK$12,438/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,510
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,685
−HK$177/mo
Today · 4.125%
HK$6,862
baseline
▲ 0.50% · 4.625%
HK$7,223
+HK$361/mo
Deposit HK$321K · loan HK$1.28M · min. income ≈ HK$13,724/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,218
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,411
−HK$196/mo
Today · 4.125%
HK$6,607
baseline
▲ 0.50% · 4.625%
HK$7,009
+HK$402/mo
Deposit HK$241K · loan HK$1.36M · min. income ≈ HK$13,214/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,917
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,102
−HK$189/mo
Today · 4.125%
HK$7,291
baseline
▲ 0.50% · 4.625%
HK$7,675
+HK$384/mo
Deposit HK$241K · loan HK$1.36M · min. income ≈ HK$14,582/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,583
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,788
−HK$208/mo
Today · 4.125%
HK$6,996
baseline
▲ 0.50% · 4.625%
HK$7,422
+HK$426/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$13,992/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,324
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,520
−HK$200/mo
Today · 4.125%
HK$7,720
baseline
▲ 0.50% · 4.625%
HK$8,126
+HK$406/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$15,440/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).