▼ 0.50% · 3.625%
HK$3,605
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,717
−HK$114/mo
Today · 4.125%
HK$3,831
baseline
▲ 0.50% · 4.625%
HK$4,064
+HK$233/mo
Deposit HK$790K · loan HK$790K · min. income ≈ HK$7,662/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,010
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,118
−HK$109/mo
Today · 4.125%
HK$4,227
baseline
▲ 0.50% · 4.625%
HK$4,449
+HK$222/mo
Deposit HK$790K · loan HK$790K · min. income ≈ HK$8,454/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,965
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,088
−HK$126/mo
Today · 4.125%
HK$4,214
baseline
▲ 0.50% · 4.625%
HK$4,470
+HK$256/mo
Deposit HK$711K · loan HK$869K · min. income ≈ HK$8,428/mo (50% DSR)
Upfront cash ≈ HK$711K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,411
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,529
−HK$120/mo
Today · 4.125%
HK$4,649
baseline
▲ 0.50% · 4.625%
HK$4,894
+HK$245/mo
Deposit HK$711K · loan HK$869K · min. income ≈ HK$9,298/mo (50% DSR)
Upfront cash ≈ HK$711K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,325
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,460
−HK$137/mo
Today · 4.125%
HK$4,597
baseline
▲ 0.50% · 4.625%
HK$4,876
+HK$279/mo
Deposit HK$632K · loan HK$948K · min. income ≈ HK$9,194/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,812
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,941
−HK$131/mo
Today · 4.125%
HK$5,072
baseline
▲ 0.50% · 4.625%
HK$5,339
+HK$267/mo
Deposit HK$632K · loan HK$948K · min. income ≈ HK$10,144/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,686
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,832
−HK$148/mo
Today · 4.125%
HK$4,980
baseline
▲ 0.50% · 4.625%
HK$5,283
+HK$303/mo
Deposit HK$553K · loan HK$1.03M · min. income ≈ HK$9,960/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,213
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,353
−HK$142/mo
Today · 4.125%
HK$5,495
baseline
▲ 0.50% · 4.625%
HK$5,784
+HK$289/mo
Deposit HK$553K · loan HK$1.03M · min. income ≈ HK$10,990/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,046
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,203
−HK$160/mo
Today · 4.125%
HK$5,363
baseline
▲ 0.50% · 4.625%
HK$5,689
+HK$326/mo
Deposit HK$474K · loan HK$1.11M · min. income ≈ HK$10,726/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,614
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,765
−HK$152/mo
Today · 4.125%
HK$5,917
baseline
▲ 0.50% · 4.625%
HK$6,229
+HK$312/mo
Deposit HK$474K · loan HK$1.11M · min. income ≈ HK$11,834/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,407
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,575
−HK$171/mo
Today · 4.125%
HK$5,746
baseline
▲ 0.50% · 4.625%
HK$6,095
+HK$349/mo
Deposit HK$395K · loan HK$1.19M · min. income ≈ HK$11,492/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,015
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,176
−HK$164/mo
Today · 4.125%
HK$6,340
baseline
▲ 0.50% · 4.625%
HK$6,674
+HK$334/mo
Deposit HK$395K · loan HK$1.19M · min. income ≈ HK$12,680/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,767
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,947
−HK$182/mo
Today · 4.125%
HK$6,129
baseline
▲ 0.50% · 4.625%
HK$6,502
+HK$373/mo
Deposit HK$316K · loan HK$1.26M · min. income ≈ HK$12,258/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,416
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,588
−HK$175/mo
Today · 4.125%
HK$6,763
baseline
▲ 0.50% · 4.625%
HK$7,119
+HK$356/mo
Deposit HK$316K · loan HK$1.26M · min. income ≈ HK$13,526/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,128
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,318
−HK$194/mo
Today · 4.125%
HK$6,512
baseline
▲ 0.50% · 4.625%
HK$6,908
+HK$396/mo
Deposit HK$237K · loan HK$1.34M · min. income ≈ HK$13,024/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,817
−HK$368/mo
▼ 0.25% · 3.875%
HK$7,000
−HK$185/mo
Today · 4.125%
HK$7,185
baseline
▲ 0.50% · 4.625%
HK$7,564
+HK$379/mo
Deposit HK$237K · loan HK$1.34M · min. income ≈ HK$14,370/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,488
−HK$407/mo
▼ 0.25% · 3.875%
HK$6,690
−HK$205/mo
Today · 4.125%
HK$6,895
baseline
▲ 0.50% · 4.625%
HK$7,315
+HK$420/mo
Deposit HK$158K · loan HK$1.42M · min. income ≈ HK$13,790/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,218
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,412
−HK$196/mo
Today · 4.125%
HK$7,608
baseline
▲ 0.50% · 4.625%
HK$8,009
+HK$401/mo
Deposit HK$158K · loan HK$1.42M · min. income ≈ HK$15,216/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).