▼ 0.50% · 3.625%
HK$3,742
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,858
−HK$119/mo
Today · 4.125%
HK$3,977
baseline
▲ 0.50% · 4.625%
HK$4,219
+HK$242/mo
Deposit HK$821K · loan HK$821K · min. income ≈ HK$7,954/mo (50% DSR)
Upfront cash ≈ HK$821K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,163
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,275
−HK$113/mo
Today · 4.125%
HK$4,388
baseline
▲ 0.50% · 4.625%
HK$4,619
+HK$231/mo
Deposit HK$821K · loan HK$821K · min. income ≈ HK$8,776/mo (50% DSR)
Upfront cash ≈ HK$821K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,116
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,244
−HK$130/mo
Today · 4.125%
HK$4,374
baseline
▲ 0.50% · 4.625%
HK$4,641
+HK$267/mo
Deposit HK$738K · loan HK$903K · min. income ≈ HK$8,748/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,579
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,702
−HK$125/mo
Today · 4.125%
HK$4,827
baseline
▲ 0.50% · 4.625%
HK$5,081
+HK$254/mo
Deposit HK$738K · loan HK$903K · min. income ≈ HK$9,654/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,490
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,630
−HK$142/mo
Today · 4.125%
HK$4,772
baseline
▲ 0.50% · 4.625%
HK$5,062
+HK$290/mo
Deposit HK$656K · loan HK$985K · min. income ≈ HK$9,544/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,996
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,130
−HK$135/mo
Today · 4.125%
HK$5,265
baseline
▲ 0.50% · 4.625%
HK$5,543
+HK$278/mo
Deposit HK$656K · loan HK$985K · min. income ≈ HK$10,530/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,865
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,016
−HK$154/mo
Today · 4.125%
HK$5,170
baseline
▲ 0.50% · 4.625%
HK$5,484
+HK$314/mo
Deposit HK$574K · loan HK$1.07M · min. income ≈ HK$10,340/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,412
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,557
−HK$147/mo
Today · 4.125%
HK$5,704
baseline
▲ 0.50% · 4.625%
HK$6,005
+HK$301/mo
Deposit HK$574K · loan HK$1.07M · min. income ≈ HK$11,408/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,239
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,402
−HK$165/mo
Today · 4.125%
HK$5,567
baseline
▲ 0.50% · 4.625%
HK$5,906
+HK$339/mo
Deposit HK$492K · loan HK$1.15M · min. income ≈ HK$11,134/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,828
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,984
−HK$159/mo
Today · 4.125%
HK$6,143
baseline
▲ 0.50% · 4.625%
HK$6,467
+HK$324/mo
Deposit HK$492K · loan HK$1.15M · min. income ≈ HK$12,286/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,613
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,788
−HK$177/mo
Today · 4.125%
HK$5,965
baseline
▲ 0.50% · 4.625%
HK$6,328
+HK$363/mo
Deposit HK$410K · loan HK$1.23M · min. income ≈ HK$11,930/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,244
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,412
−HK$170/mo
Today · 4.125%
HK$6,582
baseline
▲ 0.50% · 4.625%
HK$6,929
+HK$347/mo
Deposit HK$410K · loan HK$1.23M · min. income ≈ HK$13,164/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,987
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,174
−HK$189/mo
Today · 4.125%
HK$6,363
baseline
▲ 0.50% · 4.625%
HK$6,750
+HK$387/mo
Deposit HK$328K · loan HK$1.31M · min. income ≈ HK$12,726/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,661
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,839
−HK$182/mo
Today · 4.125%
HK$7,021
baseline
▲ 0.50% · 4.625%
HK$7,391
+HK$370/mo
Deposit HK$328K · loan HK$1.31M · min. income ≈ HK$14,042/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,361
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,559
−HK$201/mo
Today · 4.125%
HK$6,760
baseline
▲ 0.50% · 4.625%
HK$7,172
+HK$412/mo
Deposit HK$246K · loan HK$1.39M · min. income ≈ HK$13,520/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,077
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,267
−HK$192/mo
Today · 4.125%
HK$7,459
baseline
▲ 0.50% · 4.625%
HK$7,853
+HK$394/mo
Deposit HK$246K · loan HK$1.39M · min. income ≈ HK$14,918/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,736
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,945
−HK$213/mo
Today · 4.125%
HK$7,158
baseline
▲ 0.50% · 4.625%
HK$7,594
+HK$436/mo
Deposit HK$164K · loan HK$1.48M · min. income ≈ HK$14,316/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,493
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,694
−HK$204/mo
Today · 4.125%
HK$7,898
baseline
▲ 0.50% · 4.625%
HK$8,315
+HK$417/mo
Deposit HK$164K · loan HK$1.48M · min. income ≈ HK$15,796/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).