▼ 0.50% · 3.625%
HK$3,076
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,172
−HK$97/mo
Today · 4.125%
HK$3,269
baseline
▲ 0.50% · 4.625%
HK$3,468
+HK$199/mo
Deposit HK$674K · loan HK$674K · min. income ≈ HK$6,538/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,422
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,514
−HK$93/mo
Today · 4.125%
HK$3,607
baseline
▲ 0.50% · 4.625%
HK$3,797
+HK$190/mo
Deposit HK$674K · loan HK$674K · min. income ≈ HK$7,214/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,384
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,489
−HK$107/mo
Today · 4.125%
HK$3,596
baseline
▲ 0.50% · 4.625%
HK$3,815
+HK$219/mo
Deposit HK$607K · loan HK$742K · min. income ≈ HK$7,192/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,764
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,865
−HK$103/mo
Today · 4.125%
HK$3,968
baseline
▲ 0.50% · 4.625%
HK$4,177
+HK$209/mo
Deposit HK$607K · loan HK$742K · min. income ≈ HK$7,936/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,691
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,806
−HK$117/mo
Today · 4.125%
HK$3,923
baseline
▲ 0.50% · 4.625%
HK$4,161
+HK$238/mo
Deposit HK$540K · loan HK$809K · min. income ≈ HK$7,846/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,106
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,217
−HK$111/mo
Today · 4.125%
HK$4,328
baseline
▲ 0.50% · 4.625%
HK$4,556
+HK$228/mo
Deposit HK$540K · loan HK$809K · min. income ≈ HK$8,656/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,999
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,123
−HK$127/mo
Today · 4.125%
HK$4,250
baseline
▲ 0.50% · 4.625%
HK$4,508
+HK$258/mo
Deposit HK$472K · loan HK$877K · min. income ≈ HK$8,500/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,449
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,568
−HK$121/mo
Today · 4.125%
HK$4,689
baseline
▲ 0.50% · 4.625%
HK$4,936
+HK$247/mo
Deposit HK$472K · loan HK$877K · min. income ≈ HK$9,378/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,306
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,440
−HK$136/mo
Today · 4.125%
HK$4,576
baseline
▲ 0.50% · 4.625%
HK$4,855
+HK$279/mo
Deposit HK$405K · loan HK$944K · min. income ≈ HK$9,152/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,791
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,919
−HK$131/mo
Today · 4.125%
HK$5,050
baseline
▲ 0.50% · 4.625%
HK$5,316
+HK$266/mo
Deposit HK$405K · loan HK$944K · min. income ≈ HK$10,100/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,614
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,758
−HK$145/mo
Today · 4.125%
HK$4,903
baseline
▲ 0.50% · 4.625%
HK$5,202
+HK$299/mo
Deposit HK$337K · loan HK$1.01M · min. income ≈ HK$9,806/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,133
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,271
−HK$139/mo
Today · 4.125%
HK$5,410
baseline
▲ 0.50% · 4.625%
HK$5,696
+HK$286/mo
Deposit HK$337K · loan HK$1.01M · min. income ≈ HK$10,820/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,922
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,075
−HK$155/mo
Today · 4.125%
HK$5,230
baseline
▲ 0.50% · 4.625%
HK$5,549
+HK$319/mo
Deposit HK$270K · loan HK$1.08M · min. income ≈ HK$10,460/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,475
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,622
−HK$149/mo
Today · 4.125%
HK$5,771
baseline
▲ 0.50% · 4.625%
HK$6,075
+HK$304/mo
Deposit HK$270K · loan HK$1.08M · min. income ≈ HK$11,542/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,229
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,392
−HK$165/mo
Today · 4.125%
HK$5,557
baseline
▲ 0.50% · 4.625%
HK$5,895
+HK$338/mo
Deposit HK$202K · loan HK$1.15M · min. income ≈ HK$11,114/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,817
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,973
−HK$159/mo
Today · 4.125%
HK$6,132
baseline
▲ 0.50% · 4.625%
HK$6,455
+HK$323/mo
Deposit HK$202K · loan HK$1.15M · min. income ≈ HK$12,264/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,537
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,709
−HK$175/mo
Today · 4.125%
HK$5,884
baseline
▲ 0.50% · 4.625%
HK$6,242
+HK$358/mo
Deposit HK$135K · loan HK$1.21M · min. income ≈ HK$11,768/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,160
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,325
−HK$167/mo
Today · 4.125%
HK$6,492
baseline
▲ 0.50% · 4.625%
HK$6,835
+HK$343/mo
Deposit HK$135K · loan HK$1.21M · min. income ≈ HK$12,984/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).