▼ 0.50% · 3.625%
HK$2,745
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,830
−HK$87/mo
Today · 4.125%
HK$2,917
baseline
▲ 0.50% · 4.625%
HK$3,095
+HK$178/mo
Deposit HK$602K · loan HK$602K · min. income ≈ HK$5,834/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,054
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,136
−HK$83/mo
Today · 4.125%
HK$3,219
baseline
▲ 0.50% · 4.625%
HK$3,388
+HK$169/mo
Deposit HK$602K · loan HK$602K · min. income ≈ HK$6,438/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,019
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,113
−HK$96/mo
Today · 4.125%
HK$3,209
baseline
▲ 0.50% · 4.625%
HK$3,404
+HK$195/mo
Deposit HK$542K · loan HK$662K · min. income ≈ HK$6,418/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,359
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,449
−HK$92/mo
Today · 4.125%
HK$3,541
baseline
▲ 0.50% · 4.625%
HK$3,727
+HK$186/mo
Deposit HK$542K · loan HK$662K · min. income ≈ HK$7,082/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,294
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,396
−HK$105/mo
Today · 4.125%
HK$3,501
baseline
▲ 0.50% · 4.625%
HK$3,714
+HK$213/mo
Deposit HK$482K · loan HK$722K · min. income ≈ HK$7,002/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,665
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,763
−HK$100/mo
Today · 4.125%
HK$3,863
baseline
▲ 0.50% · 4.625%
HK$4,066
+HK$203/mo
Deposit HK$482K · loan HK$722K · min. income ≈ HK$7,726/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,568
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,679
−HK$113/mo
Today · 4.125%
HK$3,792
baseline
▲ 0.50% · 4.625%
HK$4,023
+HK$231/mo
Deposit HK$421K · loan HK$782K · min. income ≈ HK$7,584/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,970
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,076
−HK$108/mo
Today · 4.125%
HK$4,184
baseline
▲ 0.50% · 4.625%
HK$4,405
+HK$221/mo
Deposit HK$421K · loan HK$782K · min. income ≈ HK$8,368/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,843
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,963
−HK$121/mo
Today · 4.125%
HK$4,084
baseline
▲ 0.50% · 4.625%
HK$4,332
+HK$248/mo
Deposit HK$361K · loan HK$843K · min. income ≈ HK$8,168/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,275
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,390
−HK$116/mo
Today · 4.125%
HK$4,506
baseline
▲ 0.50% · 4.625%
HK$4,744
+HK$238/mo
Deposit HK$361K · loan HK$843K · min. income ≈ HK$9,012/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,117
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,246
−HK$130/mo
Today · 4.125%
HK$4,376
baseline
▲ 0.50% · 4.625%
HK$4,642
+HK$266/mo
Deposit HK$301K · loan HK$903K · min. income ≈ HK$8,752/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,581
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,704
−HK$124/mo
Today · 4.125%
HK$4,828
baseline
▲ 0.50% · 4.625%
HK$5,083
+HK$255/mo
Deposit HK$301K · loan HK$903K · min. income ≈ HK$9,656/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,392
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,529
−HK$138/mo
Today · 4.125%
HK$4,667
baseline
▲ 0.50% · 4.625%
HK$4,951
+HK$284/mo
Deposit HK$241K · loan HK$963K · min. income ≈ HK$9,334/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,886
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,017
−HK$133/mo
Today · 4.125%
HK$5,150
baseline
▲ 0.50% · 4.625%
HK$5,421
+HK$271/mo
Deposit HK$241K · loan HK$963K · min. income ≈ HK$10,300/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,666
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,812
−HK$147/mo
Today · 4.125%
HK$4,959
baseline
▲ 0.50% · 4.625%
HK$5,261
+HK$302/mo
Deposit HK$181K · loan HK$1.02M · min. income ≈ HK$9,918/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,191
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,331
−HK$141/mo
Today · 4.125%
HK$5,472
baseline
▲ 0.50% · 4.625%
HK$5,760
+HK$288/mo
Deposit HK$181K · loan HK$1.02M · min. income ≈ HK$10,944/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,941
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,095
−HK$156/mo
Today · 4.125%
HK$5,251
baseline
▲ 0.50% · 4.625%
HK$5,570
+HK$319/mo
Deposit HK$120K · loan HK$1.08M · min. income ≈ HK$10,502/mo (50% DSR)
Upfront cash ≈ HK$120K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,497
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,644
−HK$150/mo
Today · 4.125%
HK$5,794
baseline
▲ 0.50% · 4.625%
HK$6,099
+HK$305/mo
Deposit HK$120K · loan HK$1.08M · min. income ≈ HK$11,588/mo (50% DSR)
Upfront cash ≈ HK$120K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).