▼ 0.50% · 3.625%
HK$3,047
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,142
−HK$96/mo
Today · 4.125%
HK$3,238
baseline
▲ 0.50% · 4.625%
HK$3,435
+HK$197/mo
Deposit HK$668K · loan HK$668K · min. income ≈ HK$6,476/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,390
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,481
−HK$92/mo
Today · 4.125%
HK$3,573
baseline
▲ 0.50% · 4.625%
HK$3,761
+HK$188/mo
Deposit HK$668K · loan HK$668K · min. income ≈ HK$7,146/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,352
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,456
−HK$106/mo
Today · 4.125%
HK$3,562
baseline
▲ 0.50% · 4.625%
HK$3,778
+HK$216/mo
Deposit HK$601K · loan HK$735K · min. income ≈ HK$7,124/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,729
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,829
−HK$101/mo
Today · 4.125%
HK$3,930
baseline
▲ 0.50% · 4.625%
HK$4,137
+HK$207/mo
Deposit HK$601K · loan HK$735K · min. income ≈ HK$7,860/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,656
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,770
−HK$116/mo
Today · 4.125%
HK$3,886
baseline
▲ 0.50% · 4.625%
HK$4,122
+HK$236/mo
Deposit HK$534K · loan HK$802K · min. income ≈ HK$7,772/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,068
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,177
−HK$110/mo
Today · 4.125%
HK$4,287
baseline
▲ 0.50% · 4.625%
HK$4,513
+HK$226/mo
Deposit HK$534K · loan HK$802K · min. income ≈ HK$8,574/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,961
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,084
−HK$125/mo
Today · 4.125%
HK$4,209
baseline
▲ 0.50% · 4.625%
HK$4,465
+HK$256/mo
Deposit HK$468K · loan HK$869K · min. income ≈ HK$8,418/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,407
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,525
−HK$120/mo
Today · 4.125%
HK$4,645
baseline
▲ 0.50% · 4.625%
HK$4,889
+HK$244/mo
Deposit HK$468K · loan HK$869K · min. income ≈ HK$9,290/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,266
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,398
−HK$135/mo
Today · 4.125%
HK$4,533
baseline
▲ 0.50% · 4.625%
HK$4,809
+HK$276/mo
Deposit HK$401K · loan HK$935K · min. income ≈ HK$9,066/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,745
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,873
−HK$129/mo
Today · 4.125%
HK$5,002
baseline
▲ 0.50% · 4.625%
HK$5,266
+HK$264/mo
Deposit HK$401K · loan HK$935K · min. income ≈ HK$10,004/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,570
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,712
−HK$145/mo
Today · 4.125%
HK$4,857
baseline
▲ 0.50% · 4.625%
HK$5,152
+HK$295/mo
Deposit HK$334K · loan HK$1.00M · min. income ≈ HK$9,714/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,084
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,221
−HK$138/mo
Today · 4.125%
HK$5,359
baseline
▲ 0.50% · 4.625%
HK$5,642
+HK$283/mo
Deposit HK$334K · loan HK$1.00M · min. income ≈ HK$10,718/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,875
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,027
−HK$154/mo
Today · 4.125%
HK$5,181
baseline
▲ 0.50% · 4.625%
HK$5,496
+HK$315/mo
Deposit HK$267K · loan HK$1.07M · min. income ≈ HK$10,362/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,423
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,569
−HK$147/mo
Today · 4.125%
HK$5,716
baseline
▲ 0.50% · 4.625%
HK$6,018
+HK$302/mo
Deposit HK$267K · loan HK$1.07M · min. income ≈ HK$11,432/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,180
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,341
−HK$164/mo
Today · 4.125%
HK$5,505
baseline
▲ 0.50% · 4.625%
HK$5,839
+HK$334/mo
Deposit HK$200K · loan HK$1.14M · min. income ≈ HK$11,010/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,762
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,917
−HK$157/mo
Today · 4.125%
HK$6,074
baseline
▲ 0.50% · 4.625%
HK$6,394
+HK$320/mo
Deposit HK$200K · loan HK$1.14M · min. income ≈ HK$12,148/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,484
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,655
−HK$173/mo
Today · 4.125%
HK$5,828
baseline
▲ 0.50% · 4.625%
HK$6,183
+HK$355/mo
Deposit HK$134K · loan HK$1.20M · min. income ≈ HK$11,656/mo (50% DSR)
Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,101
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,265
−HK$166/mo
Today · 4.125%
HK$6,431
baseline
▲ 0.50% · 4.625%
HK$6,770
+HK$339/mo
Deposit HK$134K · loan HK$1.20M · min. income ≈ HK$12,862/mo (50% DSR)
Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).