▼ 0.50% · 3.625%
HK$3,477
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,585
−HK$110/mo
Today · 4.125%
HK$3,695
baseline
▲ 0.50% · 4.625%
HK$3,920
+HK$225/mo
Deposit HK$762K · loan HK$762K · min. income ≈ HK$7,390/mo (50% DSR)
Upfront cash ≈ HK$762K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,868
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,972
−HK$105/mo
Today · 4.125%
HK$4,077
baseline
▲ 0.50% · 4.625%
HK$4,292
+HK$215/mo
Deposit HK$762K · loan HK$762K · min. income ≈ HK$8,154/mo (50% DSR)
Upfront cash ≈ HK$762K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,824
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,943
−HK$121/mo
Today · 4.125%
HK$4,064
baseline
▲ 0.50% · 4.625%
HK$4,312
+HK$248/mo
Deposit HK$686K · loan HK$839K · min. income ≈ HK$8,128/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,255
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,369
−HK$116/mo
Today · 4.125%
HK$4,485
baseline
▲ 0.50% · 4.625%
HK$4,721
+HK$236/mo
Deposit HK$686K · loan HK$839K · min. income ≈ HK$8,970/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,172
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,302
−HK$132/mo
Today · 4.125%
HK$4,434
baseline
▲ 0.50% · 4.625%
HK$4,704
+HK$270/mo
Deposit HK$610K · loan HK$915K · min. income ≈ HK$8,868/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,641
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,766
−HK$126/mo
Today · 4.125%
HK$4,892
baseline
▲ 0.50% · 4.625%
HK$5,150
+HK$258/mo
Deposit HK$610K · loan HK$915K · min. income ≈ HK$9,784/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,520
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,660
−HK$143/mo
Today · 4.125%
HK$4,803
baseline
▲ 0.50% · 4.625%
HK$5,095
+HK$292/mo
Deposit HK$534K · loan HK$991K · min. income ≈ HK$9,606/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,028
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,163
−HK$137/mo
Today · 4.125%
HK$5,300
baseline
▲ 0.50% · 4.625%
HK$5,579
+HK$279/mo
Deposit HK$534K · loan HK$991K · min. income ≈ HK$10,600/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,867
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,019
−HK$154/mo
Today · 4.125%
HK$5,173
baseline
▲ 0.50% · 4.625%
HK$5,487
+HK$314/mo
Deposit HK$457K · loan HK$1.07M · min. income ≈ HK$10,346/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,415
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,560
−HK$148/mo
Today · 4.125%
HK$5,708
baseline
▲ 0.50% · 4.625%
HK$6,008
+HK$300/mo
Deposit HK$457K · loan HK$1.07M · min. income ≈ HK$11,416/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,215
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,377
−HK$165/mo
Today · 4.125%
HK$5,542
baseline
▲ 0.50% · 4.625%
HK$5,879
+HK$337/mo
Deposit HK$381K · loan HK$1.14M · min. income ≈ HK$11,084/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,802
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,957
−HK$158/mo
Today · 4.125%
HK$6,115
baseline
▲ 0.50% · 4.625%
HK$6,438
+HK$323/mo
Deposit HK$381K · loan HK$1.14M · min. income ≈ HK$12,230/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,563
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,736
−HK$176/mo
Today · 4.125%
HK$5,912
baseline
▲ 0.50% · 4.625%
HK$6,271
+HK$359/mo
Deposit HK$305K · loan HK$1.22M · min. income ≈ HK$11,824/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,189
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,355
−HK$168/mo
Today · 4.125%
HK$6,523
baseline
▲ 0.50% · 4.625%
HK$6,867
+HK$344/mo
Deposit HK$305K · loan HK$1.22M · min. income ≈ HK$13,046/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,911
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,094
−HK$187/mo
Today · 4.125%
HK$6,281
baseline
▲ 0.50% · 4.625%
HK$6,663
+HK$382/mo
Deposit HK$229K · loan HK$1.30M · min. income ≈ HK$12,562/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,575
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,752
−HK$179/mo
Today · 4.125%
HK$6,931
baseline
▲ 0.50% · 4.625%
HK$7,296
+HK$365/mo
Deposit HK$229K · loan HK$1.30M · min. income ≈ HK$13,862/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,258
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,453
−HK$198/mo
Today · 4.125%
HK$6,651
baseline
▲ 0.50% · 4.625%
HK$7,055
+HK$404/mo
Deposit HK$152K · loan HK$1.37M · min. income ≈ HK$13,302/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,962
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,149
−HK$189/mo
Today · 4.125%
HK$7,338
baseline
▲ 0.50% · 4.625%
HK$7,725
+HK$387/mo
Deposit HK$152K · loan HK$1.37M · min. income ≈ HK$14,676/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).