▼ 0.50% · 3.625%
HK$2,745
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,831
−HK$87/mo
Today · 4.125%
HK$2,918
baseline
▲ 0.50% · 4.625%
HK$3,095
+HK$177/mo
Deposit HK$602K · loan HK$602K · min. income ≈ HK$5,836/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,054
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,136
−HK$83/mo
Today · 4.125%
HK$3,219
baseline
▲ 0.50% · 4.625%
HK$3,389
+HK$170/mo
Deposit HK$602K · loan HK$602K · min. income ≈ HK$6,438/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,020
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,114
−HK$95/mo
Today · 4.125%
HK$3,209
baseline
▲ 0.50% · 4.625%
HK$3,405
+HK$196/mo
Deposit HK$542K · loan HK$662K · min. income ≈ HK$6,418/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,360
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,450
−HK$91/mo
Today · 4.125%
HK$3,541
baseline
▲ 0.50% · 4.625%
HK$3,728
+HK$187/mo
Deposit HK$542K · loan HK$662K · min. income ≈ HK$7,082/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,294
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,397
−HK$104/mo
Today · 4.125%
HK$3,501
baseline
▲ 0.50% · 4.625%
HK$3,714
+HK$213/mo
Deposit HK$482K · loan HK$722K · min. income ≈ HK$7,002/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,665
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,763
−HK$100/mo
Today · 4.125%
HK$3,863
baseline
▲ 0.50% · 4.625%
HK$4,067
+HK$204/mo
Deposit HK$482K · loan HK$722K · min. income ≈ HK$7,726/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,569
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,680
−HK$113/mo
Today · 4.125%
HK$3,793
baseline
▲ 0.50% · 4.625%
HK$4,024
+HK$231/mo
Deposit HK$421K · loan HK$783K · min. income ≈ HK$7,586/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,970
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,077
−HK$108/mo
Today · 4.125%
HK$4,185
baseline
▲ 0.50% · 4.625%
HK$4,406
+HK$221/mo
Deposit HK$421K · loan HK$783K · min. income ≈ HK$8,370/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,844
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,963
−HK$122/mo
Today · 4.125%
HK$4,085
baseline
▲ 0.50% · 4.625%
HK$4,333
+HK$248/mo
Deposit HK$361K · loan HK$843K · min. income ≈ HK$8,170/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,276
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,391
−HK$116/mo
Today · 4.125%
HK$4,507
baseline
▲ 0.50% · 4.625%
HK$4,744
+HK$237/mo
Deposit HK$361K · loan HK$843K · min. income ≈ HK$9,014/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,118
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,246
−HK$130/mo
Today · 4.125%
HK$4,376
baseline
▲ 0.50% · 4.625%
HK$4,643
+HK$267/mo
Deposit HK$301K · loan HK$903K · min. income ≈ HK$8,752/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,581
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,704
−HK$125/mo
Today · 4.125%
HK$4,829
baseline
▲ 0.50% · 4.625%
HK$5,083
+HK$254/mo
Deposit HK$301K · loan HK$903K · min. income ≈ HK$9,658/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,393
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,529
−HK$139/mo
Today · 4.125%
HK$4,668
baseline
▲ 0.50% · 4.625%
HK$4,952
+HK$284/mo
Deposit HK$241K · loan HK$963K · min. income ≈ HK$9,336/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,887
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,018
−HK$133/mo
Today · 4.125%
HK$5,151
baseline
▲ 0.50% · 4.625%
HK$5,422
+HK$271/mo
Deposit HK$241K · loan HK$963K · min. income ≈ HK$10,302/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,667
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,812
−HK$148/mo
Today · 4.125%
HK$4,960
baseline
▲ 0.50% · 4.625%
HK$5,262
+HK$302/mo
Deposit HK$181K · loan HK$1.02M · min. income ≈ HK$9,920/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,192
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,331
−HK$142/mo
Today · 4.125%
HK$5,473
baseline
▲ 0.50% · 4.625%
HK$5,761
+HK$288/mo
Deposit HK$181K · loan HK$1.02M · min. income ≈ HK$10,946/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,942
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,095
−HK$157/mo
Today · 4.125%
HK$5,252
baseline
▲ 0.50% · 4.625%
HK$5,571
+HK$319/mo
Deposit HK$120K · loan HK$1.08M · min. income ≈ HK$10,504/mo (50% DSR)
Upfront cash ≈ HK$120K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,498
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,645
−HK$150/mo
Today · 4.125%
HK$5,795
baseline
▲ 0.50% · 4.625%
HK$6,100
+HK$305/mo
Deposit HK$120K · loan HK$1.08M · min. income ≈ HK$11,590/mo (50% DSR)
Upfront cash ≈ HK$120K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).