▼ 0.50% · 3.625%
HK$4,161
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,291
−HK$131/mo
Today · 4.125%
HK$4,422
baseline
▲ 0.50% · 4.625%
HK$4,691
+HK$269/mo
Deposit HK$912K · loan HK$912K · min. income ≈ HK$8,844/mo (50% DSR)
Upfront cash ≈ HK$913K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,629
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,754
−HK$126/mo
Today · 4.125%
HK$4,880
baseline
▲ 0.50% · 4.625%
HK$5,137
+HK$257/mo
Deposit HK$912K · loan HK$912K · min. income ≈ HK$9,760/mo (50% DSR)
Upfront cash ≈ HK$913K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,578
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,720
−HK$145/mo
Today · 4.125%
HK$4,865
baseline
▲ 0.50% · 4.625%
HK$5,161
+HK$296/mo
Deposit HK$821K · loan HK$1.00M · min. income ≈ HK$9,730/mo (50% DSR)
Upfront cash ≈ HK$821K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,092
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,229
−HK$139/mo
Today · 4.125%
HK$5,368
baseline
▲ 0.50% · 4.625%
HK$5,650
+HK$282/mo
Deposit HK$821K · loan HK$1.00M · min. income ≈ HK$10,736/mo (50% DSR)
Upfront cash ≈ HK$821K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,994
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,149
−HK$158/mo
Today · 4.125%
HK$5,307
baseline
▲ 0.50% · 4.625%
HK$5,630
+HK$323/mo
Deposit HK$730K · loan HK$1.09M · min. income ≈ HK$10,614/mo (50% DSR)
Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,555
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,704
−HK$152/mo
Today · 4.125%
HK$5,856
baseline
▲ 0.50% · 4.625%
HK$6,164
+HK$308/mo
Deposit HK$730K · loan HK$1.09M · min. income ≈ HK$11,712/mo (50% DSR)
Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,410
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,578
−HK$171/mo
Today · 4.125%
HK$5,749
baseline
▲ 0.50% · 4.625%
HK$6,099
+HK$350/mo
Deposit HK$639K · loan HK$1.19M · min. income ≈ HK$11,498/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,018
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,180
−HK$163/mo
Today · 4.125%
HK$6,343
baseline
▲ 0.50% · 4.625%
HK$6,678
+HK$335/mo
Deposit HK$639K · loan HK$1.19M · min. income ≈ HK$12,686/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,826
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,007
−HK$184/mo
Today · 4.125%
HK$6,191
baseline
▲ 0.50% · 4.625%
HK$6,568
+HK$377/mo
Deposit HK$547K · loan HK$1.28M · min. income ≈ HK$12,382/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,481
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,655
−HK$176/mo
Today · 4.125%
HK$6,831
baseline
▲ 0.50% · 4.625%
HK$7,192
+HK$361/mo
Deposit HK$547K · loan HK$1.28M · min. income ≈ HK$13,662/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,242
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,436
−HK$197/mo
Today · 4.125%
HK$6,633
baseline
▲ 0.50% · 4.625%
HK$7,037
+HK$404/mo
Deposit HK$456K · loan HK$1.37M · min. income ≈ HK$13,266/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,944
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,130
−HK$189/mo
Today · 4.125%
HK$7,319
baseline
▲ 0.50% · 4.625%
HK$7,705
+HK$386/mo
Deposit HK$456K · loan HK$1.37M · min. income ≈ HK$14,638/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,658
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,865
−HK$211/mo
Today · 4.125%
HK$7,076
baseline
▲ 0.50% · 4.625%
HK$7,506
+HK$430/mo
Deposit HK$365K · loan HK$1.46M · min. income ≈ HK$14,152/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,407
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,606
−HK$201/mo
Today · 4.125%
HK$7,807
baseline
▲ 0.50% · 4.625%
HK$8,219
+HK$412/mo
Deposit HK$365K · loan HK$1.46M · min. income ≈ HK$15,614/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,074
−HK$444/mo
▼ 0.25% · 3.875%
HK$7,294
−HK$224/mo
Today · 4.125%
HK$7,518
baseline
▲ 0.50% · 4.625%
HK$7,975
+HK$457/mo
Deposit HK$274K · loan HK$1.55M · min. income ≈ HK$15,036/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,870
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,081
−HK$214/mo
Today · 4.125%
HK$8,295
baseline
▲ 0.50% · 4.625%
HK$8,733
+HK$438/mo
Deposit HK$274K · loan HK$1.55M · min. income ≈ HK$16,590/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,490
−HK$470/mo
▼ 0.25% · 3.875%
HK$7,723
−HK$237/mo
Today · 4.125%
HK$7,960
baseline
▲ 0.50% · 4.625%
HK$8,445
+HK$485/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$15,920/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,333
−HK$450/mo
▼ 0.25% · 3.875%
HK$8,557
−HK$226/mo
Today · 4.125%
HK$8,783
baseline
▲ 0.50% · 4.625%
HK$9,246
+HK$463/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$17,566/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).