▼ 0.50% · 3.625%
HK$3,650
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,763
−HK$116/mo
Today · 4.125%
HK$3,879
baseline
▲ 0.50% · 4.625%
HK$4,115
+HK$236/mo
Deposit HK$800K · loan HK$800K · min. income ≈ HK$7,758/mo (50% DSR)
Upfront cash ≈ HK$800K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,060
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,169
−HK$111/mo
Today · 4.125%
HK$4,280
baseline
▲ 0.50% · 4.625%
HK$4,505
+HK$225/mo
Deposit HK$800K · loan HK$800K · min. income ≈ HK$8,560/mo (50% DSR)
Upfront cash ≈ HK$800K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,015
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,140
−HK$126/mo
Today · 4.125%
HK$4,266
baseline
▲ 0.50% · 4.625%
HK$4,526
+HK$260/mo
Deposit HK$720K · loan HK$880K · min. income ≈ HK$8,532/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,466
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,586
−HK$122/mo
Today · 4.125%
HK$4,708
baseline
▲ 0.50% · 4.625%
HK$4,956
+HK$248/mo
Deposit HK$720K · loan HK$880K · min. income ≈ HK$9,416/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,380
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,516
−HK$138/mo
Today · 4.125%
HK$4,654
baseline
▲ 0.50% · 4.625%
HK$4,938
+HK$284/mo
Deposit HK$640K · loan HK$960K · min. income ≈ HK$9,308/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,872
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,003
−HK$133/mo
Today · 4.125%
HK$5,136
baseline
▲ 0.50% · 4.625%
HK$5,406
+HK$270/mo
Deposit HK$640K · loan HK$960K · min. income ≈ HK$10,272/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,745
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,892
−HK$150/mo
Today · 4.125%
HK$5,042
baseline
▲ 0.50% · 4.625%
HK$5,349
+HK$307/mo
Deposit HK$560K · loan HK$1.04M · min. income ≈ HK$10,084/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,278
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,420
−HK$144/mo
Today · 4.125%
HK$5,564
baseline
▲ 0.50% · 4.625%
HK$5,857
+HK$293/mo
Deposit HK$560K · loan HK$1.04M · min. income ≈ HK$11,128/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,110
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,269
−HK$161/mo
Today · 4.125%
HK$5,430
baseline
▲ 0.50% · 4.625%
HK$5,760
+HK$330/mo
Deposit HK$480K · loan HK$1.12M · min. income ≈ HK$10,860/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,684
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,837
−HK$155/mo
Today · 4.125%
HK$5,992
baseline
▲ 0.50% · 4.625%
HK$6,307
+HK$315/mo
Deposit HK$480K · loan HK$1.12M · min. income ≈ HK$11,984/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,475
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,645
−HK$173/mo
Today · 4.125%
HK$5,818
baseline
▲ 0.50% · 4.625%
HK$6,172
+HK$354/mo
Deposit HK$400K · loan HK$1.20M · min. income ≈ HK$11,636/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,090
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,254
−HK$165/mo
Today · 4.125%
HK$6,419
baseline
▲ 0.50% · 4.625%
HK$6,758
+HK$339/mo
Deposit HK$400K · loan HK$1.20M · min. income ≈ HK$12,838/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,840
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,021
−HK$185/mo
Today · 4.125%
HK$6,206
baseline
▲ 0.50% · 4.625%
HK$6,583
+HK$377/mo
Deposit HK$320K · loan HK$1.28M · min. income ≈ HK$12,412/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,496
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,671
−HK$176/mo
Today · 4.125%
HK$6,847
baseline
▲ 0.50% · 4.625%
HK$7,208
+HK$361/mo
Deposit HK$320K · loan HK$1.28M · min. income ≈ HK$13,694/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,205
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,398
−HK$196/mo
Today · 4.125%
HK$6,594
baseline
▲ 0.50% · 4.625%
HK$6,995
+HK$401/mo
Deposit HK$240K · loan HK$1.36M · min. income ≈ HK$13,188/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,903
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,088
−HK$187/mo
Today · 4.125%
HK$7,275
baseline
▲ 0.50% · 4.625%
HK$7,659
+HK$384/mo
Deposit HK$240K · loan HK$1.36M · min. income ≈ HK$14,550/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,570
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,774
−HK$207/mo
Today · 4.125%
HK$6,981
baseline
▲ 0.50% · 4.625%
HK$7,406
+HK$425/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$13,962/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,309
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,505
−HK$198/mo
Today · 4.125%
HK$7,703
baseline
▲ 0.50% · 4.625%
HK$8,109
+HK$406/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$15,406/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).