8/F 3

in WHAMPOA ESTATE LOK KWAI BUILDING (BLOCK D)

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Floor

2/F 1 442 ft² 2/F 2 356 ft² 2/F 4 442 ft² 2/F 8 442 ft² 3/F 1 442 ft² 3/F 2 356 ft² 3/F 3 358 ft² 3/F 4 442 ft² 3/F 8 426 ft² 4/F 1 442 ft² 4/F 2 356 ft² 4/F 5 442 ft² 4/F 6 358 ft² 4/F 7 341 ft² 4/F 8 426 ft² 5/F 1 442 ft² 5/F 2 358 ft² 5/F 3 356 ft² 5/F 5 426 ft² 5/F 6 341 ft² 6/F 1 426 ft² 6/F 4 442 ft² 6/F 6 341 ft² 7/F 1 442 ft² 7/F 2 356 ft² 7/F 3 356 ft² 7/F 4 442 ft² 7/F 5 426 ft² 7/F 8 442 ft² 8/F 1 426 ft² 8/F 2 356 ft² 8/F 3 356 ft² 8/F 4 442 ft² 8/F 5 442 ft² 8/F 7 341 ft² 9/F 1 442 ft² 9/F 3 358 ft² 9/F 5 442 ft² 9/F 6 341 ft² 9/F 7 341 ft² 9/F 8 442 ft² 10/F 1 442 ft² 10/F 4 426 ft² 10/F 6 341 ft² 10/F 7 341 ft² 10/F 8 442 ft² 11/F 3 356 ft² 11/F 4 442 ft² 11/F 6 358 ft² 11/F 7 341 ft² 12/F 2 356 ft² 12/F 3 356 ft² 12/F 4 442 ft² 12/F 5 442 ft² 12/F 6 341 ft² 13/F 1 442 ft² 13/F 2 356 ft² 13/F 3 356 ft² 13/F 4 442 ft² 13/F 5 442 ft² 14/F 1 389 ft² 14/F 3 357 ft² 14/F 4 389 ft² 14/F 6 342 ft² 14/F 7 342 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$3.89M

≈ HK$10,922 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$389K, with repayments around HK$16,960/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$15,959

−HK$1,001/mo

▼ 0.25% · 3.875%

HK$16,456

−HK$504/mo

Today · 4.125%

HK$16,960

baseline

▲ 0.50% · 4.625%

HK$17,992

+HK$1,032/mo

Deposit HK$389K · loan HK$3.50M · min. income ≈ HK$33,920/mo (50% DSR)

Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Whampoa Station

≈ 4 min walk · 287 m

Education

schools within 1 km (20 within 500 m)

Daily convenience

within 1 km (34 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Mass Transit Railway Whampoa Station Station.

Family-friendly — 38 schools within a 1 km walk.

Everyday convenience — 42 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 50 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 8/F
Flat: 3
Saleable Area: 356 Saleable ft²
Gross Area: 520 ft²
Efficiency: 68%
District: Kowloon City District · Kowloon
School net (POA): 35

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2020-07-09	HK$5.75M	+43.8% 3.3y · 13.0%/yr	HK$16,152	HK$11,058
2017-04-21	HK$4.00M	+110.5% 9.3y · 12.0%/yr	HK$11,236	HK$7,692
2007-12-10	HK$1.90M	+22.6%	HK$5,337	HK$3,654
2007-03-27	HK$1.55M	+29.2%	HK$4,354	HK$2,981
2006-09-15	HK$1.20M	—	HK$3,371	HK$2,308

Other appraised units in this building

Data sourced from Renavon.com