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At today's rate and a 90% mortgage, the deposit on this unit is about HK$367K, with repayments around HK$16,027/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$367K · loan HK$3.31M · min. income ≈ HK$32,054/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Whampoa Station Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 50 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- 2
- Saleable Area
- 356 Saleable ft²
- Gross Area
- 520 ft²
- Efficiency
- 68%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-05-24 | HK$5.08M | −12.4% 3.5y · −3.0%/yr |
| 2018-11-20 | HK$5.80M | +190.0% 9.0y · 21.0%/yr |
| 2009-12-02 | HK$2.00M | +6.4% |
| 2008-04-09 | HK$1.88M | +17.5% |
| 2007-11-26 | HK$1.60M | — |