▼ 0.50% · 3.625%
HK$2,908
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,999
−HK$91/mo
Today · 4.125%
HK$3,090
baseline
▲ 0.50% · 4.625%
HK$3,278
+HK$188/mo
Deposit HK$638K · loan HK$638K · min. income ≈ HK$6,180/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,235
−HK$175/mo
▼ 0.25% · 3.875%
HK$3,322
−HK$88/mo
Today · 4.125%
HK$3,410
baseline
▲ 0.50% · 4.625%
HK$3,590
+HK$180/mo
Deposit HK$638K · loan HK$638K · min. income ≈ HK$6,820/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,199
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,298
−HK$101/mo
Today · 4.125%
HK$3,399
baseline
▲ 0.50% · 4.625%
HK$3,606
+HK$207/mo
Deposit HK$574K · loan HK$701K · min. income ≈ HK$6,798/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,559
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,654
−HK$97/mo
Today · 4.125%
HK$3,751
baseline
▲ 0.50% · 4.625%
HK$3,949
+HK$198/mo
Deposit HK$574K · loan HK$701K · min. income ≈ HK$7,502/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,490
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,598
−HK$111/mo
Today · 4.125%
HK$3,709
baseline
▲ 0.50% · 4.625%
HK$3,934
+HK$225/mo
Deposit HK$510K · loan HK$765K · min. income ≈ HK$7,418/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,882
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,986
−HK$106/mo
Today · 4.125%
HK$4,092
baseline
▲ 0.50% · 4.625%
HK$4,308
+HK$216/mo
Deposit HK$510K · loan HK$765K · min. income ≈ HK$8,184/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,781
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,898
−HK$120/mo
Today · 4.125%
HK$4,018
baseline
▲ 0.50% · 4.625%
HK$4,262
+HK$244/mo
Deposit HK$446K · loan HK$829K · min. income ≈ HK$8,036/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,206
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,319
−HK$114/mo
Today · 4.125%
HK$4,433
baseline
▲ 0.50% · 4.625%
HK$4,667
+HK$234/mo
Deposit HK$446K · loan HK$829K · min. income ≈ HK$8,866/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,071
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,198
−HK$129/mo
Today · 4.125%
HK$4,327
baseline
▲ 0.50% · 4.625%
HK$4,590
+HK$263/mo
Deposit HK$383K · loan HK$893K · min. income ≈ HK$8,654/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,529
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,651
−HK$123/mo
Today · 4.125%
HK$4,774
baseline
▲ 0.50% · 4.625%
HK$5,026
+HK$252/mo
Deposit HK$383K · loan HK$893K · min. income ≈ HK$9,548/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,362
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,498
−HK$138/mo
Today · 4.125%
HK$4,636
baseline
▲ 0.50% · 4.625%
HK$4,918
+HK$282/mo
Deposit HK$319K · loan HK$956K · min. income ≈ HK$9,272/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,853
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,983
−HK$132/mo
Today · 4.125%
HK$5,115
baseline
▲ 0.50% · 4.625%
HK$5,385
+HK$270/mo
Deposit HK$319K · loan HK$956K · min. income ≈ HK$10,230/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,653
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,798
−HK$147/mo
Today · 4.125%
HK$4,945
baseline
▲ 0.50% · 4.625%
HK$5,246
+HK$301/mo
Deposit HK$255K · loan HK$1.02M · min. income ≈ HK$9,890/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,176
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,315
−HK$141/mo
Today · 4.125%
HK$5,456
baseline
▲ 0.50% · 4.625%
HK$5,744
+HK$288/mo
Deposit HK$255K · loan HK$1.02M · min. income ≈ HK$10,912/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,944
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,098
−HK$156/mo
Today · 4.125%
HK$5,254
baseline
▲ 0.50% · 4.625%
HK$5,573
+HK$319/mo
Deposit HK$191K · loan HK$1.08M · min. income ≈ HK$10,508/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,500
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,647
−HK$150/mo
Today · 4.125%
HK$5,797
baseline
▲ 0.50% · 4.625%
HK$6,103
+HK$306/mo
Deposit HK$191K · loan HK$1.08M · min. income ≈ HK$11,594/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,235
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,397
−HK$166/mo
Today · 4.125%
HK$5,563
baseline
▲ 0.50% · 4.625%
HK$5,901
+HK$338/mo
Deposit HK$128K · loan HK$1.15M · min. income ≈ HK$11,126/mo (50% DSR)
Upfront cash ≈ HK$128K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,823
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,980
−HK$158/mo
Today · 4.125%
HK$6,138
baseline
▲ 0.50% · 4.625%
HK$6,462
+HK$324/mo
Deposit HK$128K · loan HK$1.15M · min. income ≈ HK$12,276/mo (50% DSR)
Upfront cash ≈ HK$128K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).