▼ 0.50% · 3.625%
HK$3,110
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,206
−HK$99/mo
Today · 4.125%
HK$3,305
baseline
▲ 0.50% · 4.625%
HK$3,506
+HK$201/mo
Deposit HK$682K · loan HK$682K · min. income ≈ HK$6,610/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,459
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,552
−HK$94/mo
Today · 4.125%
HK$3,646
baseline
▲ 0.50% · 4.625%
HK$3,838
+HK$192/mo
Deposit HK$682K · loan HK$682K · min. income ≈ HK$7,292/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,421
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,527
−HK$108/mo
Today · 4.125%
HK$3,635
baseline
▲ 0.50% · 4.625%
HK$3,856
+HK$221/mo
Deposit HK$614K · loan HK$750K · min. income ≈ HK$7,270/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,805
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,907
−HK$104/mo
Today · 4.125%
HK$4,011
baseline
▲ 0.50% · 4.625%
HK$4,222
+HK$211/mo
Deposit HK$614K · loan HK$750K · min. income ≈ HK$8,022/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,731
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,848
−HK$117/mo
Today · 4.125%
HK$3,965
baseline
▲ 0.50% · 4.625%
HK$4,207
+HK$242/mo
Deposit HK$545K · loan HK$818K · min. income ≈ HK$7,930/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,151
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,263
−HK$113/mo
Today · 4.125%
HK$4,376
baseline
▲ 0.50% · 4.625%
HK$4,606
+HK$230/mo
Deposit HK$545K · loan HK$818K · min. income ≈ HK$8,752/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,042
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,168
−HK$128/mo
Today · 4.125%
HK$4,296
baseline
▲ 0.50% · 4.625%
HK$4,557
+HK$261/mo
Deposit HK$477K · loan HK$886K · min. income ≈ HK$8,592/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,497
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,618
−HK$122/mo
Today · 4.125%
HK$4,740
baseline
▲ 0.50% · 4.625%
HK$4,990
+HK$250/mo
Deposit HK$477K · loan HK$886K · min. income ≈ HK$9,480/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,353
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,489
−HK$137/mo
Today · 4.125%
HK$4,626
baseline
▲ 0.50% · 4.625%
HK$4,908
+HK$282/mo
Deposit HK$409K · loan HK$955K · min. income ≈ HK$9,252/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,843
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,973
−HK$132/mo
Today · 4.125%
HK$5,105
baseline
▲ 0.50% · 4.625%
HK$5,374
+HK$269/mo
Deposit HK$409K · loan HK$955K · min. income ≈ HK$10,210/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,664
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,809
−HK$148/mo
Today · 4.125%
HK$4,957
baseline
▲ 0.50% · 4.625%
HK$5,258
+HK$301/mo
Deposit HK$341K · loan HK$1.02M · min. income ≈ HK$9,914/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,189
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,328
−HK$141/mo
Today · 4.125%
HK$5,469
baseline
▲ 0.50% · 4.625%
HK$5,758
+HK$289/mo
Deposit HK$341K · loan HK$1.02M · min. income ≈ HK$10,938/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,975
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,130
−HK$157/mo
Today · 4.125%
HK$5,287
baseline
▲ 0.50% · 4.625%
HK$5,609
+HK$322/mo
Deposit HK$273K · loan HK$1.09M · min. income ≈ HK$10,574/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,535
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,683
−HK$151/mo
Today · 4.125%
HK$5,834
baseline
▲ 0.50% · 4.625%
HK$6,142
+HK$308/mo
Deposit HK$273K · loan HK$1.09M · min. income ≈ HK$11,668/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,286
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,451
−HK$167/mo
Today · 4.125%
HK$5,618
baseline
▲ 0.50% · 4.625%
HK$5,960
+HK$342/mo
Deposit HK$205K · loan HK$1.16M · min. income ≈ HK$11,236/mo (50% DSR)
Upfront cash ≈ HK$205K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,881
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,039
−HK$160/mo
Today · 4.125%
HK$6,199
baseline
▲ 0.50% · 4.625%
HK$6,525
+HK$326/mo
Deposit HK$205K · loan HK$1.16M · min. income ≈ HK$12,398/mo (50% DSR)
Upfront cash ≈ HK$205K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,597
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,771
−HK$177/mo
Today · 4.125%
HK$5,948
baseline
▲ 0.50% · 4.625%
HK$6,310
+HK$362/mo
Deposit HK$136K · loan HK$1.23M · min. income ≈ HK$11,896/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,227
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,394
−HK$169/mo
Today · 4.125%
HK$6,563
baseline
▲ 0.50% · 4.625%
HK$6,909
+HK$346/mo
Deposit HK$136K · loan HK$1.23M · min. income ≈ HK$13,126/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).