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At today's rate and a 90% mortgage, the deposit on this unit is about HK$340K, with repayments around HK$14,816/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$340K · loan HK$3.06M · min. income ≈ HK$29,632/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Ho Man Tin Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 54 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- D
- Saleable Area
- 264 Saleable ft²
- Gross Area
- 388 ft²
- Efficiency
- 68%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-10-07 | HK$5.06M | +33.9% 4.6y · 7.0%/yr |
| 2017-02-16 | HK$3.78M | +37.5% 3.3y · 11.0%/yr |
| 2013-11-11 | HK$2.75M | +79.7% |
| 2009-10-23 | HK$1.53M | +33.0% |
| 2009-05-19 | HK$1.15M | +2.7% |
| 2000-09-09 | HK$1.12M | −17.0% |
| 1997-05-08 | HK$1.35M | −22.9% |
| 1997-04-16 | HK$1.75M | — |