▼ 0.50% · 3.625%
HK$3,633
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,746
−HK$115/mo
Today · 4.125%
HK$3,861
baseline
▲ 0.50% · 4.625%
HK$4,096
+HK$235/mo
Deposit HK$797K · loan HK$797K · min. income ≈ HK$7,722/mo (50% DSR)
Upfront cash ≈ HK$797K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,042
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,150
−HK$110/mo
Today · 4.125%
HK$4,260
baseline
▲ 0.50% · 4.625%
HK$4,484
+HK$224/mo
Deposit HK$797K · loan HK$797K · min. income ≈ HK$8,520/mo (50% DSR)
Upfront cash ≈ HK$797K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,996
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,121
−HK$126/mo
Today · 4.125%
HK$4,247
baseline
▲ 0.50% · 4.625%
HK$4,505
+HK$258/mo
Deposit HK$717K · loan HK$876K · min. income ≈ HK$8,494/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,446
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,565
−HK$121/mo
Today · 4.125%
HK$4,686
baseline
▲ 0.50% · 4.625%
HK$4,933
+HK$247/mo
Deposit HK$717K · loan HK$876K · min. income ≈ HK$9,372/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,360
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,495
−HK$138/mo
Today · 4.125%
HK$4,633
baseline
▲ 0.50% · 4.625%
HK$4,915
+HK$282/mo
Deposit HK$637K · loan HK$956K · min. income ≈ HK$9,266/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,850
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,980
−HK$132/mo
Today · 4.125%
HK$5,112
baseline
▲ 0.50% · 4.625%
HK$5,381
+HK$269/mo
Deposit HK$637K · loan HK$956K · min. income ≈ HK$10,224/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,723
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,870
−HK$149/mo
Today · 4.125%
HK$5,019
baseline
▲ 0.50% · 4.625%
HK$5,324
+HK$305/mo
Deposit HK$558K · loan HK$1.04M · min. income ≈ HK$10,038/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,254
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,395
−HK$143/mo
Today · 4.125%
HK$5,538
baseline
▲ 0.50% · 4.625%
HK$5,830
+HK$292/mo
Deposit HK$558K · loan HK$1.04M · min. income ≈ HK$11,076/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,086
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,244
−HK$161/mo
Today · 4.125%
HK$5,405
baseline
▲ 0.50% · 4.625%
HK$5,734
+HK$329/mo
Deposit HK$478K · loan HK$1.12M · min. income ≈ HK$10,810/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,658
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,810
−HK$154/mo
Today · 4.125%
HK$5,964
baseline
▲ 0.50% · 4.625%
HK$6,278
+HK$314/mo
Deposit HK$478K · loan HK$1.12M · min. income ≈ HK$11,928/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,449
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,619
−HK$172/mo
Today · 4.125%
HK$5,791
baseline
▲ 0.50% · 4.625%
HK$6,143
+HK$352/mo
Deposit HK$398K · loan HK$1.19M · min. income ≈ HK$11,582/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,062
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,225
−HK$165/mo
Today · 4.125%
HK$6,390
baseline
▲ 0.50% · 4.625%
HK$6,727
+HK$337/mo
Deposit HK$398K · loan HK$1.19M · min. income ≈ HK$12,780/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,813
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,993
−HK$184/mo
Today · 4.125%
HK$6,177
baseline
▲ 0.50% · 4.625%
HK$6,553
+HK$376/mo
Deposit HK$319K · loan HK$1.27M · min. income ≈ HK$12,354/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,467
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,640
−HK$176/mo
Today · 4.125%
HK$6,816
baseline
▲ 0.50% · 4.625%
HK$7,175
+HK$359/mo
Deposit HK$319K · loan HK$1.27M · min. income ≈ HK$13,632/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,176
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,368
−HK$195/mo
Today · 4.125%
HK$6,563
baseline
▲ 0.50% · 4.625%
HK$6,963
+HK$400/mo
Deposit HK$239K · loan HK$1.35M · min. income ≈ HK$13,126/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,871
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,055
−HK$187/mo
Today · 4.125%
HK$7,242
baseline
▲ 0.50% · 4.625%
HK$7,624
+HK$382/mo
Deposit HK$239K · loan HK$1.35M · min. income ≈ HK$14,484/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,539
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,743
−HK$206/mo
Today · 4.125%
HK$6,949
baseline
▲ 0.50% · 4.625%
HK$7,372
+HK$423/mo
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$13,898/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,275
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,470
−HK$198/mo
Today · 4.125%
HK$7,668
baseline
▲ 0.50% · 4.625%
HK$8,072
+HK$404/mo
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$15,336/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).